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Monday, April 15, 2013

Moorpark Short Sale Help: Why Is My Bank Taking So Long To Approve Our Offer?

Moorpark's Certified HAFA Specialist, Certified Short Sale Specialist, Certified Distressed Property ExpertYour Ventura County Certified Short Sale Specialist. Loan Modification Denied? HARP re-fi denied? Want to avoid foreclosure? THE BEST REALTOR IN VENTURA COUNTY CA,Moorpark Short Sale Help – Your Moorpark Short Sale Specialist recently received a question from Cathy. Here was her question.

 “I am trying to buy a house that is a short sale. It has been 4 months and we have heard nothing. The agent did mention that they are now on the 2nd negotiator and still haven’t heard from the negotiator. I am getting very frustrated. Is there anything I can do on my end to try to push the process along, or is it all up to the agents?

Cathy.” Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Here was our answer to Cathy. Cathy, short sales can take a long time. But, usually the longest they should take is 3-4 months. If the short sale hasn’t been approved by the end of 4 months, then it probably won’t be approved by the end of 12 months.

I remember reading an article online about why the short sale process takes 9-12 months. The author just broke each part down and justified why the entire process should take that long. I don’t think the author knew what he was talking about. The Stop Foreclosure Institute has been able to get short sales approved as fast as 1 month. Most have been approved before the end of 3 months.

 You mentioned that the agent “still hasn’t heard from the negotiator.” Did they ever think of maybe trying to contact the negotiator? It’s their job to help the seller sell their house and avoid foreclosure. Calling the negotiator is part of the job.

If I were you, I would find another short sale where the listing agent is experienced with short sales and doesn’t wait for the negotiators to call them.

Thinking about a short sale? I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com.

I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have.

Or, if you prefer, you can call me at 805-208-0823

 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

 Thinking about a loan modification? Our Moorpark loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy. 

Thanks for reading this,

 Chris B Johnson.

 Chris  is a Real Estate Agent at Prudential Califonia Realty in Moorpark.
 Phone: 805-208-0823.
cjohnson@prucalhomes.com.

 Certified HAFA Specialist, Certified Short Sale Specialist

 View My homes for sale at www.ChrisBJohnsonRealtor.com.

 Chris Johnson specializes in loan modification assistance and short sales in Moorpark, Ventura County California. Moorpark, Ventura County Loan Modification Help, Moorpark, Ventura County short sales. Moorpark, Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor.

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  Important Notice Chris B Johnson, Prudential California Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why? Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit. However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification. We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale. The views expressed here are Chris's personal views and do not reflect the views of Prudential California Realty. This information on Ventura County Short Sales: Why Is The Bank Taking So Long To Accept My Offer? is provided as a courtesy to our viewers to help them make informed decisions.

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