tag:blogger.com,1999:blog-2328226472101274742024-03-12T15:38:23.175-07:00Chris B Johnson REALTOR® - Luxury Home and Estate SpecialistYour home is probably the biggest asset you own. This is why you should hire a professional REALTOR® to guide you. I help 24 to 28 families each year buy or sell a home. I have been a financial & real estate consultant for the past 30 years and specialized in loan loss mitigation, short sale negotiation and REO marketing. I know how to negotiate contracts & navigate through the most difficult transactions.
Chris B Johnson CalBRE 01501699-Allison James Estates & Homes CalBRE 01885684Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.comBlogger1892125tag:blogger.com,1999:blog-232822647210127474.post-32431442265511272152021-05-07T12:23:00.000-07:002021-05-07T12:23:09.371-07:00The Power of Mortgage Pre-Approval [INFOGRAPHIC]<a href="http://activerain.com/blogsview/5666167/the-power-of-mortgage-pre-approval--infographic-#.YJWSJDvWtKk.blogger">The Power of Mortgage Pre-Approval [INFOGRAPHIC]</a>: Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determine #TimetoBuy....<span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with<a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank"> Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">May 07, 2021 12:16 PM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="The Power of Mortgage Pre-Approval [INFOGRAPHIC] | MyKCM" class="attachment-entry size-entry wp-post-image" height="1559" src="https://files.mykcm.com/2021/05/06093925/20210507-MEM-1046x1559.png" style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; margin-top: 25px; max-width: 100%; padding: 6px;" width="1046" /></div></div><div class="entry-content content" style="background-color: #00aeff; box-sizing: inherit;"><h3 style="border: 0px; box-sizing: inherit; font-size: 2.92rem; font-weight: 400; height: auto; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem; vertical-align: middle;"><span style="box-sizing: inherit; font-size: 1.286rem; font-weight: 700 !important; margin-top: 25px;">Some Highlights</span><span style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"> </span></h3><ul style="box-sizing: inherit; font-weight: bold; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow.</li><li style="box-sizing: inherit; list-style-type: none;">Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and a competitive edge in a bidding war.</li><li style="box-sizing: inherit; list-style-type: none;">In today’s market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home.</li></ul></div></div><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; margin: 0px 0px 0px 1.655em; padding: 0px;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/05/06/why-waiting-to-buy-a-home-could-cost-you-a-small-fortune/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="« Why Waiting to Buy a Home Could Cost You a Small Fortune">« Why Waiting to Buy a Home Could Cost You a Small Fortune</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/05/the-power-of-mortgage-pre-approval.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; font-size: 12.8px;"><span style="box-sizing: inherit; 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display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5666167/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div><div><p><a href="https://youtu.be/p4-VfR1DJNA"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TimeToBuy</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.simplifyingthemarket.com/en/?a=97822-26df5ea08f8689012df0225866ae0bf1"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">FirstTimeHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.youtube.com/c/ChrisBJohnsonRealtor"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">MoveUpHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.linkedin.com/pro/chrisbjohnson"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#5StarREALTOR</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#HyperLocal</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<o:p></o:p></span></b></p>
<p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ChrisBJohnsonREALTOR,#</span></b></a><a href="https://www.idealestate.co/profile/76080/profile"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<span class="MsoHyperlink"> </span></span></b><a href="https://www.xome.com/auctions/290-East-Penn-Street-Pasadena-CA-91104-231481339"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FlipandFix</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/moving-day-maneuvers.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RealEstateInvestor</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://activerain.com/droplet/5q4D"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RentalProperties,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/socal-sellers-heres-why-its-important.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BoomerageBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/more-generations-are-living-under-one.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#MultiGenerationalBuyers,</span></b></a><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FindYourDreamHome</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.instagram.com/p/B4kSVB8nJ8i/?utm_source=ig_web_button_share_sheet"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#PreApproval</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-51118170989077368482021-05-06T09:30:00.000-07:002021-05-06T09:30:08.332-07:00Waiting 2 Buy a SoCal Home Could Cost You a Small Fortu<a href="http://activerain.com/blogsview/5665555/waiting-2-buy-a-socal-home-could-cost-you-a-small-fortune#.YJQY1Fibv7c.blogger">Waiting 2 Buy a SoCal Home Could Cost You a Small Fortu</a>: Many people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to become homeowners but ..... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site " target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">May 06, 2021 09:26 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Why Waiting to Buy a Home Could Cost You a Small Fortune | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/05/05131354/20210506-KCM-Share.jpg" style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; margin-top: 25px; max-width: 100%; padding: 6px;" width="750" /></div></div><div class="entry-content content" style="background-color: #00aeff; box-sizing: inherit;"><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">Many people are sitting on the fence trying to decide if now’s the time to <a href="https://www.mykcm.com/2021/04/28/patience-is-the-key-to-buying-a-home-this-year/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" title="buy a home">buy a home</a>. Some are renters who have a strong desire to become homeowners but are unsure if buying right now makes sense. Others may be homeowners who are realizing that their current home no longer fits their changing needs.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">To determine if they should buy now or wait another year, they both need to ask two simple questions:</p><ol style="box-sizing: inherit; color: #00aeff;"><li style="box-sizing: inherit;">Do I think home values will be higher a year from now?</li><li style="box-sizing: inherit;">Do I think mortgage rates will be higher a year from now?</li></ol><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Let’s shed some light on the answers to these questions.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 0px 0px 1.5em 1.655em; padding: 0px;"><span style="box-sizing: inherit; font-weight: 700 !important;">Where will home prices be a year from now?</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">If you average the most recent <a href="https://www.mykcm.com/2021/04/29/is-home-price-appreciation-accelerating-again/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" title="projections">projections</a> from the major industry forecasters, the expectation is home prices will increase by 7.7%. Let’s take a house that’s valued today at $325,000 as an example.</p><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">If the buyer makes a 10% down payment ($32,500), they’ll end up borrowing $292,500 for their mortgage. Applying the projected rate of home price appreciation, that same house will cost $350,025 next year. With a 10% down payment ($35,003), they’d then have to borrow $315,022.</p><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;">Therefore, as a result of rising home prices alone, a prospective buyer will have to put down an additional $2,503 and borrow an additional $22,523 just for waiting a year to make their move.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 0px 0px 1.5em;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">Where will mortgage rates be a year from now?</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Today, <a href="https://www.mykcm.com/2021/04/21/planning-to-move-you-can-still-secure-a-low-mortgage-rate-on-your-next-home/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" title="mortgage rates">mortgage rates</a> are hovering around 3%. However, most experts believe they’ll <a href="https://www.mykcm.com/2021/05/05/are-interest-rates-expected-to-rise-over-the-next-year/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" title="rise">rise</a> as the economy continues to recover. Any increase in the mortgage rate will also increase a purchaser’s cost. Here are the forecasts for the first quarter of 2022 from four major entities:</p><ul style="box-sizing: inherit; font-weight: bold; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;"><a href="http://www.freddiemac.com/research/forecast/20210414_quarterly_economic_forecast.page?" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Freddie Mac">Freddie Mac</a> – 3.5%</li><li style="box-sizing: inherit; list-style-type: none;"><a href="https://www.fanniemae.com/research-and-insights/forecast" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Fannie Mae">Fannie Mae</a> – 3.5%</li><li style="box-sizing: inherit; list-style-type: none;"><a href="https://cdn.nar.realtor/sites/default/files/documents/forecast-Q2-2021-us-economic-outlook-04-29-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="National Association of Realtors">National Association of Realtors</a> – 3.5%</li><li style="box-sizing: inherit; list-style-type: none;"><a href="https://www.mba.org/news-research-and-resources/research-and-economics/forecasts-and-commentary" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em 1.655em; padding: 0px; text-decoration-line: none;" target="_blank" title="Mortgage Bankers Association">Mortgage Bankers Association</a> – 3.9%</li></ul><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">The projections average out to 3.6% among these four forecasts, a jump up from where they are today.</p><h4 style="box-sizing: inherit; color: #00aeff; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">What does it mean to you if home values and mortgage rates increase?</span></h4><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">A buyer will pay a lot more in mortgage payments each month if both of these variables increase. Assuming a buyer purchases a $325,000 home this year with a 30-year fixed-rate loan at 3% after making a 10% down payment, their monthly principal and interest payment would be $1,233.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">That same home one year from now could be $350,025, and the mortgage rate could be 3.6% (based on the industry forecasts mentioned above). That monthly principal and interest payment, after putting down 10%, totals $1,432.</p><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">The difference in the monthly mortgage payment would be $199. <span style="box-sizing: inherit; font-weight: 700 !important;"><em style="box-sizing: inherit;">That’s $2,388 more per year and $71,640 over the life of the loan.</em></span></p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Add to that the approximately $25,000 a house with a similar value would build in home <a href="https://www.mykcm.com/2021/04/20/82338-great-reasons-to-buy-a-home-today/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" title="equity">equity</a> this year as a result of home price appreciation, and the total net worth increase a purchaser could gain by buying this year is nearly $100,000. That’s a small fortune.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; margin: 0px 0px 1.5em;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">When asking <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">if </em>they should buy a home, many potential buyers think of the <a href="https://www.mykcm.com/2021/05/03/americans-find-the-nonfinancial-benefits-of-homeownership-most-valuable/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="nonfinancial benefits">nonfinancial benefits</a> of owning a home. When asking <em style="box-sizing: inherit;">when</em> to buy, the financial benefits make it clear that doing so now is much more advantageous than waiting until next year.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"> </p><div style="box-sizing: inherit; color: #00aeff;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/05/05/are-interest-rates-expected-to-rise-over-the-next-year/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; text-decoration-line: none;" title="« Are Interest Rates Expected to Rise Over the Next Year?">« Are Interest Rates Expected to Rise Over the Next Year?</a></span></div><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; margin: 0px;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5665555/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-90611304677387939212021-05-05T10:52:00.001-07:002021-05-05T10:52:57.681-07:00Are SoCal Interest Rates Expected to Rise Over the Next Year??<a href="http://activerain.com/blogsview/5665123/are-socal-interest-rates-expected-to-rise-over-the-next-year-#.YJLaNfjmID8.blogger">Are SoCal Interest Rates Expected to Rise Over the Next</a>: So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance..... <a href="https://chris-b-johnson-realtor.business.site" target="_blank"><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;">By</span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span></a><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">May 05, 2021 10:46 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Are Interest Rates Expected to Rise Over the Next Year? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/05/04155518/20210505-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there’s a good chance rates will increase later this year and going into 2022, ultimately making it more expensive to borrow money for a home loan. Here’s a look at what several experts have to say.</p><h5 style="background-color: #00aeff; box-sizing: inherit; font-size: 1.64rem; font-weight: 400; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><a href="https://time.com/nextadvisor/mortgages/mortgage-predictions-2021/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; font-weight: inherit; height: auto; text-decoration-line: none; vertical-align: middle;" target="_blank" title="Danielle Hale, Chief Economist, realtor.com">Danielle Hale, <em style="box-sizing: inherit; font-size: 1.286rem; margin-top: 25px;">Chief Economist</em>, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">realtor.com</em></a>:</h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px; text-decoration-line: underline;"><em style="box-sizing: inherit;">“<span style="box-sizing: inherit; font-weight: 700 !important;">Our long-term view for mortgage rates in 2021 is higher. </span>As the economic outlook strengthens, thanks to progress against coronavirus and vaccines plus a dose of stimulus from the government, this pushes up expectations for economic growth . . . .”</em></p></blockquote><h5 style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><a href="https://time.com/nextadvisor/mortgages/mortgage-predictions-2021/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: inherit; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Lawrence Yun, Chief Economist, National Association of Realtors (NAR)">Lawrence Yun, <em style="box-sizing: inherit;">Chief Economist</em>, <em style="box-sizing: inherit; font-weight: bold;">National Association of Realtors</em> (NAR)</a>:</h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px; text-decoration-line: underline;"><em style="box-sizing: inherit;">“<span style="box-sizing: inherit; font-weight: 700 !important;">In 2021, I think rates will be similar or modestly higher</span> . . . mortgage rates will continue to be historically favorable.”</em></p></blockquote><h5 style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><a href="http://www.freddiemac.com/research/forecast/20210414_quarterly_economic_forecast.page?" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: inherit; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Freddie Mac"><em style="box-sizing: inherit;">Freddie Mac</em></a>:</h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><em style="box-sizing: inherit; text-decoration-line: underline;">“<span style="box-sizing: inherit; font-weight: 700 !important;">We forecast that mortgage rates will continue to rise through the end of next year</span>. We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022.”</em></p></blockquote><p style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Below are the most recent mortgage rate forecasts from four top authorities – <a href="http://www.freddiemac.com/research/forecast/20210414_quarterly_economic_forecast.page?" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Freddie Mac"><em style="box-sizing: inherit;">Freddie Mac</em></a><em style="box-sizing: inherit; font-weight: bold;">, </em><a href="https://www.fanniemae.com/media/38961/display" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Fannie Mae"><em style="box-sizing: inherit; color: #00aeff;">Fannie Mae</em></a>, the <a href="https://www.mba.org/news-research-and-resources/research-and-economics/forecasts-and-commentary" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="Mortgage Bankers Association (MBA)"><em style="box-sizing: inherit;">Mortgage Bankers Association</em> (MBA)</a>, and <a href="https://cdn.nar.realtor/sites/default/files/documents/forecast-Q2-2021-us-economic-outlook-04-29-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="NAR">NAR</a>:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/05/04155520/20210505-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank"><img alt="Are Interest Rates Expected to Rise Over the Next Year? | MyKCM" class="aligncenter wp-image-97980" height="450" src="https://files.mykcm.com/2021/05/04155520/20210505-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; color: #00aeff; max-width: 100%;" width="600" /></a></p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-style: italic; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">If you’re planning to buy a home, purchasing before mortgage interest rates rise may help you <a href="https://www.mykcm.com/2021/03/30/how-a-change-in-mortgage-rate-impacts-your-homebuying-budget/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; display: inline !important; height: auto; margin: 0px auto 1.5em; text-decoration-line: none; vertical-align: middle; width: 700px;" title="save">save <span style="color: #00aeff;">significantly over the life of your home loan.</span></a></p></div></div><div style="box-sizing: inherit; font-weight: bold;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/05/04/4-big-incentives-for-homeowners-to-sell-now/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px; text-decoration-line: none;" title="« 4 Big Incentives for Homeowners to Sell Now">« 4 Big Incentives for Homeowners to Sell Now</a></span></div><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><p style="box-sizing: inherit; 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display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5665123/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div><div><p><a href="https://youtu.be/p4-VfR1DJNA"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TimeToBuy</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.simplifyingthemarket.com/en/?a=97822-26df5ea08f8689012df0225866ae0bf1"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">FirstTimeHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.youtube.com/c/ChrisBJohnsonRealtor"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">MoveUpHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.linkedin.com/pro/chrisbjohnson"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#5StarREALTOR</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#HyperLocal</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<o:p></o:p></span></b></p>
<p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ChrisBJohnsonREALTOR,#</span></b></a><a href="https://www.idealestate.co/profile/76080/profile"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<span class="MsoHyperlink"> </span></span></b><a href="https://www.xome.com/auctions/290-East-Penn-Street-Pasadena-CA-91104-231481339"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FlipandFix</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/moving-day-maneuvers.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RealEstateInvestor</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://activerain.com/droplet/5q4D"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RentalProperties,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/socal-sellers-heres-why-its-important.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BoomerageBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/more-generations-are-living-under-one.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#MultiGenerationalBuyers,</span></b></a><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FindYourDreamHome</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.instagram.com/p/B4kSVB8nJ8i/?utm_source=ig_web_button_share_sheet"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#PreApproval</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-27940912220924728752021-05-04T11:54:00.000-07:002021-05-04T11:54:34.357-07:004 Big Incentives for Homeowners to Sell Now<a href="http://activerain.com/blogsview/5664727/4-big-incentives-for-homeowners-to-sell-now#.YJGXktO9nx8.blogger">4 Big Incentives for Homeowners to Sell Now</a>: The housing market keeps sailing along. The only headwind that could take it off course is the lack of inventory for sale. The National Association of ....<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a> <span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">May 04, 2021 11:50 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="4 Big Incentives for Homeowners to Sell Now | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/05/03154106/20210504-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">The housing market keeps sailing along. The only headwind that could take it off course is the lack of inventory for sale. The <em style="background-color: #00aeff; box-sizing: inherit; display: block;">National Association of Realtors</em> (NAR) reports that there were <a href="https://cdn.nar.realtor/sites/default/files/documents/ehs-02-2021-single-family-only-2021-03-22.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; height: auto; text-decoration-line: none; vertical-align: middle;" target="_blank" title="410,000">410,000</a> fewer single-family homes for sale this March than in March of 2020. The key to continued success in the residential housing market is for more listings to come on the market. However, many homeowners are concerned that <a href="https://www.mykcm.com/2021/03/04/is-it-a-good-time-to-sell-my-house/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" title="selling">selling</a> their homes could be challenging for several reasons.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Recently, <em style="box-sizing: inherit;">Homes.com</em> released the findings of a <a href="https://www.homes.com/blog/2021/04/how-can-sellers-unlock-the-housing-market/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="survey">survey</a> that identified these concerns, as well as what it will take for homeowners to feel comfortable selling their houses. Here are the four major homeowner concerns and a quick explanation of what’s actually happening in the housing market today.</p><h4 style="box-sizing: inherit; color: #00aeff; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">1. Homeowners don’t know if they’ll be able to secure their next home before selling.</span></h4><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">In negotiations, <a href="https://www.mykcm.com/2021/02/24/how-much-leverage-do-todays-house-sellers-have/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="leverage">leverage</a> is the power that one side may have to influence the other side while moving closer to their negotiating position. A party’s leverage is based on the ability to award benefits or eliminate costs on the other side.</p><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">In today’s market, buyers have compelling reasons to purchase a home now:</p><ul style="box-sizing: inherit; font-weight: bold; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">To own a home of their own</li><li style="box-sizing: inherit; list-style-type: none;">To buy before prices continue to appreciate</li><li style="box-sizing: inherit; list-style-type: none;">To secure a mortgage at a historically low rate, while they last</li></ul><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">These buyer needs give the seller tremendous leverage.</span> Most already realize this leverage enables the homeowner to sell at a good price. However, this leverage may also be used to negotiate time to find their next home. The homeowner could sell their home to the buyer at today’s price, which will enable the purchaser to take advantage of current mortgage rates. In return, the buyer might lease the house back to the seller for a pre-determined length of time while the seller finds a new home or has one built.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">This gives the buyer what they want while also giving the seller what they need. It’s a true win-win negotiation.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">2. Homeowners don’t know if their current home will sell for the asking price or top market price.</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">This is the perfect time to maximize profits while selling a house. NAR just released a <a href="https://www.nar.realtor/blogs/economists-outlook/how-are-buyers-coping-in-a-highly-competitive-housing-market" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="study">study</a> showing that <span style="box-sizing: inherit; font-weight: 700 !important;">bidding wars are at an all-time high</span>. The study reveals that when comparing the first quarter of last year to the first quarter of this year, the number of offers on homes for sale doubled from an average of <span style="box-sizing: inherit; font-weight: 700 !important;">2.4 to 4.8 offers.</span></p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em 1.655em; padding: 0px;">Whenever there’s a bidding war, the price of the item for sale escalates. <em style="box-sizing: inherit;">Bloomberg</em> recently <a href="https://www.bloomberg.com/news/articles/2021-04-09/home-prices-soar-in-frenzied-u-s-market-drained-of-supply?sref=BRvilyBN" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="reported">reported</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit; font-weight: bold;">“For the first time ever, the average U.S. home is selling for above its list price.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">If a seller is looking for a top-dollar sale, <span style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">there’s no better time to sell than right now.</span></p><h4 style="box-sizing: inherit; font-size: 2.28rem; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; margin: 0px 0px 1.5em;">3. Homeowners don’t know if they will get an offer without their home requiring work or updates.</span></h4><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Again, leverage is the greatest strength a seller has in this market. Due to the lack of homes for sale, many buyers are more willing to take on home improvement projects themselves in order to get the home they’re after.</p><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;">A recent <a href="https://www.mykcm.com/2021/03/18/to-renovate-or-not-to-renovate-before-you-sell/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="post">post</a> on whether or not to renovate before selling notes:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit; color: #00aeff;">“It may be wise to let future homeowners remodel the bathroom or the kitchen to make design decisions that are best for their specific taste and lifestyle. As a seller, your dollars and time might be better spent working on small cosmetic updates, like refreshing some paint and power washing the exterior. Instead of over-investing in your home with upgrades that the buyers may change anyway, work with a real estate professional to determine the key projects that will maximize your listing, without overdoing it.”</em></p></blockquote><p style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">If a seller is worried about doing work or updates on their home, they must realize that today’s historically low inventory likely renders these projects less critical to the sale of the house.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 0px 0px 1.5em;"><span style="box-sizing: inherit; font-style: italic; font-weight: 700 !important;">4. Homeowners don’t know if they can have a quick closing process.</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">When speed is important, there are two points sellers should look at:</p><ul style="box-sizing: inherit; font-weight: bold; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">The time it takes to find a buyer for the home</li><li style="box-sizing: inherit; list-style-type: none;">The time it takes to close the transaction</li></ul><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">In the latest <a href="https://www.nar.realtor/newsroom/housing-market-reaches-record-high-home-price-and-gains-in-march" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="Existing Home Sales Report">Existing Home Sales Report</a>, NAR explains:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit; color: #00aeff;">“Properties typically remained on the market for 18 days in March, down from 20 days in February and from 29 days in March 2020. Eighty-three percent of the homes sold in March 2021 were on the market for less than a month.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Eighteen days is fast, and it’s a new record. Here are the days the average house is on the market in each state:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/05/03154108/20210504-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank"><img alt="4 Big Incentives for Homeowners to Sell Now | MyKCM" class="aligncenter wp-image-97966" height="450" src="https://files.mykcm.com/2021/05/03154108/20210504-MEM-Eng-1.png" style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; max-width: 100%; padding: 1em;" width="600" /></a>Regarding the time it will take to close the transaction, <a href="https://www.nar.realtor/newsroom/housing-market-reaches-record-high-home-price-and-gains-in-march" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="all-cash sales">all-cash sales</a> accounted for 23% of all home purchase transactions in March. All-cash sales can usually be closed in thirty days.</p><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">If a mortgage is necessary, the most recent <a href="https://static.elliemae.com/pdf/origination-insight-reports/ICE_OIR_MAR2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Origination Insight Report">Origination Insight Report</a> from <em style="box-sizing: inherit;">Ellie Mae</em> shows:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><em style="box-sizing: inherit; font-weight: bold;">“Time to close all loans decreased in March. The average time to close a purchase fell to 51 days, down from 53 the month prior.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">If you’re looking for a quick closing process, there’s never been a market in which the two-step process (finding a buyer and closing the deal) has taken less time.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 0px 0px 1.5em 1.655em; padding: 0px;"><span style="box-sizing: inherit; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Selling your house can be daunting, especially in a fast-paced market. However, the fact that we’re in such a strong sellers’ market clearly eliminates many common concerns. Let’s connect today so you can learn more about the opportunities for homeowners who are ready to sell.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"> </p><div style="box-sizing: inherit; color: #00aeff;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/05/03/americans-find-the-nonfinancial-benefits-of-homeownership-most-valuable/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em; text-decoration-line: none;" title="« Americans Find the Nonfinancial Benefits of Homeownership Most Valuable">« Americans Find the Nonfinancial Benefits of Homeownership Most Valuable</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; font-style: italic;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. 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border-top: 1px solid rgba(93, 101, 111, 0.125); box-sizing: inherit; clear: both; position: relative;"><div class="comment-left-section" style="box-sizing: inherit; color: #a3b0b9; display: inline-block; font-size: 12px; min-height: 131px; padding: 24px 96px 0px 0px; text-align: center; vertical-align: top; width: 80px;"><a href="https://activerain.com/profile/chrisbjohnson" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><div class="avatar-holder" style="background-image: url("//activerain-store.s3.amazonaws.com/agents/747/445747/large/Passport_Head_Shot.jpg?1393069936"); background-position: center center; background-repeat: no-repeat; background-size: contain; border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5664727/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-48274106580670879892021-05-04T11:48:00.000-07:002021-05-04T11:48:24.721-07:00Americans Find the Nonfinancial Benefits of Homeownersh<a href="http://activerain.com/blogsview/5664726/americans-find-the-nonfinancial-benefits-of-homeownership-most-valuable#.YJGWCO90Bx0.blogger">Americans Find the Nonfinancial Benefits of Homeownersh</a>: Homeownership is a foundational part of the American Dream. As we look back on more than a year of sheltering in our homes, having a place of our own is ..... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site " target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite </a>CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">May 04, 2021 11:44 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Americans Find the Nonfinancial Benefits of Homeownership Most Valuable | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/30111612/20210503-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">Homeownership is a foundational part of the <a href="https://www.mykcm.com/2021/03/31/is-homeownership-still-considered-part-of-the-american-dream/" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: block; text-decoration-line: none;" title="American Dream">American Dream</a>. As we look back on more than a year of sheltering in our homes, having a place of our own is more important than ever. While <a href="https://www.mykcm.com/2021/04/08/homeownership-is-full-of-financial-benefits/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; height: auto; text-decoration-line: none; vertical-align: middle;" title="financial benefits">financial benefits</a> are always a key aspect of homeownership, today, homeowners rank the nonfinancial and personal benefits with even higher value.</p><p style="box-sizing: inherit; font-size: 1.286rem; line-height: 32px !important; margin: 25px 0px 0px;">Recently, two national surveys revealed the reasons homeownership is such an important part of life. The top three personal benefits of homeownership noted by respondents in <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Unison’s</em> 2021 report on <a href="https://contentimages.o-prod.unison.com/images/press/2021-Unison-SOTAH-Report.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="The State of the American Homeowner">The State of the American Homeowner</a> are:</p><ul style="box-sizing: inherit; color: #00aeff; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">91% – feel secure, stable, or successful owning a home</li><li style="box-sizing: inherit; list-style-type: none;">70% – feel emotionally attached to the homes that have kept them safe over the past year</li><li style="box-sizing: inherit; list-style-type: none;">51% – call homeownership a “key part of their life”</li></ul><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">These sentiments were supported by the most recent <a href="https://www.fanniemae.com/media/38891/display" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="National Housing Survey">National Housing Survey</a> from <em style="box-sizing: inherit;">Fannie Mae</em>, which also shows that the top three reasons Americans value homeownership have nothing to do with money. Those surveyed were given a list of feelings and accomplishments that are associated with or impacted by where we live. They were then asked, “<em style="box-sizing: inherit;">To achieve this, are you better off owning or better off renting?</em>” Here are the top three points from the list that respondents said homeownership could help them achieve:</p><ul style="box-sizing: inherit; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">91% – control over what you do with your living space</li><li style="box-sizing: inherit; list-style-type: none;">90% – a sense of privacy and security</li><li style="box-sizing: inherit; list-style-type: none;">89% – a good place for your family to raise your children</li></ul><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Other nonfinancial advantages of homeownership revealed by the survey include feeling engaged in a community, having flexibility in future decisions, and experiencing less stress.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Financial and nonfinancial benefits are a key component to the value of homeownership, but the nonfinancial side is most valued after a year full of pandemic-driven challenges. Let’s connect today if you’re ready to take the first steps toward becoming a homeowner.</p></div></div><div style="box-sizing: inherit; margin: 0px 0px 1.5em 1.655em; padding: 0px;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/30/should-i-buy-now-or-wait-infographic/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="« Should I Buy Now or Wait? [INFOGRAPHIC]">« Should I Buy Now or Wait? [INFOGRAPHIC]</a></span><span class="nextpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/05/04/4-big-incentives-for-homeowners-to-sell-now/" rel="next" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="4 Big Incentives for Homeowners to Sell Now »">4 Big Incentives for Homeowners to Sell Now »</a></span></div><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. 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line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5664726/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-90022491205048638312021-04-30T12:04:00.000-07:002021-04-30T12:04:33.785-07:00Living In SoCal Should I Buy Now or Wait? [INFOGRAPHIC]<a href="http://activerain.com/blogsview/5663013/living-in-socal-should-i-buy-now-or-wait---infographic-#.YIxSSIagJ9M.blogger">Living In SoCal Should I Buy Now or Wait? [INFOGRAPHIC]</a>: If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again. Mortgage interest rates ...<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By </a><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 30, 2021 11:53 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Should I Buy Now or Wait? [INFOGRAPHIC] | MyKCM" class="attachment-entry size-entry wp-post-image" height="1534" src="https://files.mykcm.com/2021/04/29143208/20210423-MEM-1-1046x1534.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="1046" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><h3 style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 25px 0px 1.168rem; padding: 6px;"><span style="background-color: #00aeff; box-sizing: inherit; display: block; font-weight: 700 !important;">Some Highlights</span></h3><ul style="border: 0px; box-sizing: inherit; height: auto; list-style-type: none; padding-left: 0px; vertical-align: middle;"><li style="box-sizing: inherit; list-style-type: none;">If you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again.</li><li style="box-sizing: inherit; list-style-type: none;">Mortgage interest rates are currently very low, but experts across the board are forecasting increases in both <a href="https://www.mykcm.com/2021/04/29/is-home-price-appreciation-accelerating-again/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" title="home prices">home prices</a> and <a href="https://www.mykcm.com/2021/04/21/planning-to-move-you-can-still-secure-a-low-mortgage-rate-on-your-next-home/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; text-decoration-line: none;" title="interest rates">interest rates</a>.</li><li style="box-sizing: inherit; list-style-type: none;"><a href="https://www.mykcm.com/2021/04/20/82338-great-reasons-to-buy-a-home-today/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="Buying a home">Buying a home</a> now means you’ll spend less in the long run. Let’s connect to put your homebuying plans in motion before home prices and mortgage rates climb even higher.</li></ul></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; font-weight: bold;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/29/is-home-price-appreciation-accelerating-again/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="« Is Home Price Appreciation Accelerating Again?">« Is Home Price Appreciation Accelerating Again?</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit; margin: 0px 0px 0px 1.655em; padding: 0px;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5663013/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div></div><div><p><a href="https://youtu.be/p4-VfR1DJNA"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TimeToBuy</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.simplifyingthemarket.com/en/?a=97822-26df5ea08f8689012df0225866ae0bf1"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">FirstTimeHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.youtube.com/c/ChrisBJohnsonRealtor"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">MoveUpHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.linkedin.com/pro/chrisbjohnson"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#5StarREALTOR</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#HyperLocal</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<o:p></o:p></span></b></p>
<p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ChrisBJohnsonREALTOR,#</span></b></a><a href="https://www.idealestate.co/profile/76080/profile"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<span class="MsoHyperlink"> </span></span></b><a href="https://www.xome.com/auctions/290-East-Penn-Street-Pasadena-CA-91104-231481339"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FlipandFix</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/moving-day-maneuvers.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RealEstateInvestor</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://activerain.com/droplet/5q4D"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RentalProperties,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/socal-sellers-heres-why-its-important.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BoomerageBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/more-generations-are-living-under-one.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#MultiGenerationalBuyers,</span></b></a><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FindYourDreamHome</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.instagram.com/p/B4kSVB8nJ8i/?utm_source=ig_web_button_share_sheet"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#PreApproval</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-70403746646641752732021-04-29T12:00:00.000-07:002021-04-29T12:00:54.431-07:00Is SoCal's Home Price Appreciation Accelerating Again<a href="http://activerain.com/blogsview/5662301/is-socal-s-home-price-appreciation-accelerating-again-#.YIsA-0qWsmI.blogger">Is SoCal's Home Price Appreciation Accelerating Again</a>: At the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year.....<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a> <span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite </a>CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 29, 2021 11:54 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Is Home Price Appreciation Accelerating Again? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/28135118/20210429-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">At the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year. The thinking was that inventory would increase from record-low levels and put an end to the <a href="https://www.mykcm.com/2021/04/02/buyer-competition-is-good-news-for-sellers-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: block; text-decoration-line: none;" title="bidding wars">bidding wars</a> that have driven home prices up over the past twelve months. However, that increase in inventory has yet to materialize. The <em style="border: 0px; box-sizing: inherit; height: auto; vertical-align: middle;">National Association of Realtors</em> (NAR) <a href="https://cdn.nar.realtor/sites/default/files/documents/ehs-03-2021-single-family-only-2021-04-22.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="reports">reports</a> that <span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">there are currently 410,000 fewer single-family homes available for sale</span> than there were at this time last year.</p><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">This has forced those who made appreciation forecasts this past January to amend those projections. The <a href="https://www.mba.org/news-research-and-resources/research-and-economics/forecasts-and-commentary" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="Mortgage Bankers Association"><em style="box-sizing: inherit; color: #00aeff;">Mortgage Bankers Association</em></a>, <a href="https://www.fanniemae.com/media/38961/display" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="Fannie Mae"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Fannie Mae</em></a>, <a href="http://www.freddiemac.com/research/forecast/index.page" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Freddie Mac"><em style="box-sizing: inherit;">Freddie Mac</em></a>, the <a href="https://cdn.nar.realtor/sites/default/files/documents/forecast-Q1-2021-us-economic-outlook-01-30-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="National Association of Realtors"><em style="box-sizing: inherit;">National Association of Realtors</em></a>, and <a href="https://www.zelmanassociates.com/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Zelman & Associates"><em style="box-sizing: inherit;">Zelman & Associates</em></a> have all adjusted their numbers upward after reviewing first quarter housing data. Here are their original forecasts and their newly updated projections:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/28135120/20210429-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank"><img alt="Is Home Price Appreciation Accelerating Again? | MyKCM" class="aligncenter wp-image-97931" height="450" src="https://files.mykcm.com/2021/04/28135120/20210429-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; font-style: italic; max-width: 100%;" width="600" /></a>Even with the increases, the updated projections still don’t reach the above 10% appreciation levels of 2020. However, a jump in the average projection from 5.3% to 7.7% after just one quarter is substantial. <a href="https://www.mykcm.com/2021/04/27/will-the-housing-market-maintain-its-momentum/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="Demand">Demand</a> will remain strong, so future appreciation will be determined by how quickly listing inventory makes its way to the market.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-style: italic; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">Bottom Line</span></h3><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">Entering 2021, there was some speculation that we might see price appreciation slow dramatically this year. Today, experts believe that won’t be the case. Home values will remain strong throughout the year.</p></div></div><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/28/patience-is-the-key-to-buying-a-home-this-year/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« Patience Is the Key to Buying a Home This Year">« Patience Is the Key to Buying a Home This Year</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5662301/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div></div><div><p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96" target="_blank"><b><u><span style="background: white; font-size: 10.5pt;">#SellYourHomeForMoreandPayLess</span></u></b></a><b style="mso-bidi-font-weight: normal;">, </b><a href="http://www.vcneighborhoodvalues.com/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#TimeToSell</span></u></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://chris-b-johnson-realtor.business.site/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#ChrisBJohnsonRealtor</span></u></b></a><b style="mso-bidi-font-weight: normal;">,</b><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://www.youtube.com/watch?v=JaXl47DumXs"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#SellersPayZEROCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, <span style="mso-spacerun: yes;"> </span></span></b><a href="https://www.youtube.com/watch?v=QxENLb__MPk"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#ListYourHomeAndPayNoCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://youtu.be/q_lc2VgbAq0"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#BetterThanFSBO</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#5Star<span style="mso-bidi-font-weight: bold;">REALTOR®</span></span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#XomeAgentNetwork,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="http://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/06/think-you-should-for-sale-by-owner.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BidOnHomes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ShortSaleSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b></span><a href="https://activerain.com/droplet/5nyL"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#REOSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, #FixandFlip, #RealEstateInvestor, </span></b></span><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#958BretonSt</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-4682908397576416052021-04-28T10:54:00.000-07:002021-04-28T10:54:05.915-07:00A Little Advice SoCal, Patience Is the Key to Buying a<a href="http://activerain.com/blogsview/5661842/a-little-advice-socal--patience-is-the-key-to-buying-a-home-this-year#.YImfKyIRZFk.blogger">A Little Advice SoCal, Patience Is the Key to Buying a</a>: The question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers’ market, which means .......<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; color: #212121; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site " target="_blank">By </a><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 28, 2021 10:43 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Patience Is the Key to Buying a Home This Year | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/27160654/20210428-KCM-Share.jpg" style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; margin-top: 25px; max-width: 100%; padding: 6px;" width="750" /></div></div><div class="entry-content content" style="background-color: #00aeff; box-sizing: inherit;"><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;"><span style="color: red;">The question many homebuyers are facing this year is<em style="box-sizing: inherit; font-size: 1.286rem; margin-top: 25px;">, “Why is it so hard to find a house?”</em> We’re in the ultimate <a href="https://www.mykcm.com/2021/03/29/what-it-means-to-be-in-a-sellers-market/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; margin: 0px 0px 1.5em; text-decoration-line: none;" title="sellers’ market">sellers’ market</a>, which means real estate is ultra-competitive for buyers right now. The <em style="box-sizing: inherit;">National Association of Realtors</em> (NAR) notes homes are getting an average of <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-03-realtors-confidence-index-04-22-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank" title="4.8 offers">4.8 offers</a> per sale, and that number keeps rising. Why? It’s because there are so few houses for sale.</span></p><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><span style="color: red;">Low inventory in the housing market isn’t new, but it’s becoming more challenging to navigate. Danielle Hale, <em style="box-sizing: inherit;">Chief Economist at realtor.com</em>, <a href="https://www.realtor.com/research/weekly-housing-trends-view-data-week-apr-17-2021/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="explains">explains</a>:</span></p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><span style="color: red;">“<span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">The housing market is still relatively under supplied</em></span><em style="box-sizing: inherit; font-weight: bold;">, and buyers can’t buy what’s not for sale. Relative to what we saw in 2017 to 2019, <span style="box-sizing: inherit;">March 2021 was still roughly 117,000 new listings lower, adding to the pre-existing early-year gap of more than 200,000 fresh listings that would typically have come to market in January or February</span>. Despite this week’s gain from a year ago, we’re 19 percent below the new seller activity that we saw in the same week in 2019.</em>”</span></p></blockquote><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><span style="color: red;">While many homeowners paused their plans to sell during the height of the pandemic, this isn’t the main cause of today’s huge gap between supply and demand. Sam Khater, <em style="box-sizing: inherit; font-weight: bold;">Vice President and Chief Economist </em>at <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Freddie Mac, Economic Housing and Research Division,</em> <a href="http://www.freddiemac.com/perspectives/sam_khater/20210415_single_family_shortage.page" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank" title="shares">shares</a>:</span></p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><span style="color: red;">“<span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">The main driver of the housing shortfall has been the long-term decline in the construction of single-family homes</em></span><em style="box-sizing: inherit; font-weight: bold;"> . . . That decline has resulted in the decrease in supply of entry-level single-family homes or, ’starter homes</em>.’”</span></p></blockquote><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><span style="color: red;">When you consider the number of homes built in the U.S. <a href="https://twitter.com/RobertFrickNFCU/status/1383045732068888579" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank" title="by decade">by decade</a>, the serious lack of new construction is clear (<em style="box-sizing: inherit; margin: 0px 0px 1.5em;">See graph below</em>):</span><a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/27160656/20210428-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank"><img alt="Patience Is the Key to Buying a Home This Year | MyKCM" class="aligncenter wp-image-97926" height="450" src="https://files.mykcm.com/2021/04/27160656/20210428-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a><span style="color: #212121;">The </span><span style="color: red;">number of newly built homes is disproportionately lower than the rate of household formation, which, according to the <a href="https://www.census.gov/data/tables/time-series/demo/families/households.html" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank" title="U.S. Census Bureau"><em style="border: 0px; box-sizing: inherit; display: block; height: auto; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">U.S. Census Bureau</em></a>, has continued to increase. Khater also <a href="http://www.freddiemac.com/perspectives/sam_khater/20210415_single_family_shortage.page" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank" title="explains">explains</a>:</span></p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><em style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><span style="color: red;">“<span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">Even before the COVID-19 pandemic and current recession, the housing market was facing a substantial supply shortage</span> and that deficit has grown. In 2018, we estimated that there was a housing supply shortage of approximately 2.5 million units, meaning that the U.S. economy was about 2.5 million units below what was needed to match long-term demand. Using the same methodology, <span style="box-sizing: inherit; font-weight: 700 !important;">we estimate that the housing shortage increased to 3.8 million units by the end of 2020</span>. A continued increase in a housing shortage is extremely unusual; typically in a recession, housing demand declines and supply rises, causing inventory to rise above the long-term trend.”</span></em></p></blockquote><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"><span style="color: red;">To catch up to current demand, <a href="http://www.freddiemac.com/perspectives/sam_khater/20210415_single_family_shortage.page" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; text-decoration-line: none;" target="_blank" title="Freddie Mac"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Freddie Mac</em></a> estimates we need to build almost four million homes. The good news is builders are working hard to get us there. The <em style="box-sizing: inherit;">U.S. Census Bureau </em>also <a href="https://www.census.gov/construction/nrc/pdf/newresconst.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; font-style: italic; text-decoration-line: none;" target="_blank" title="states">states</a>:</span></p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><span style="color: red;">“<em style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Privately-owned housing units authorized by building permits in March were at a seasonally adjusted annual rate of 1,766,000. This is 2.7 </em><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">percent </em><em style="box-sizing: inherit;">(±1.7 percent) </em><em style="box-sizing: inherit;">above the revised February rate of 1,720,000</em> . . . <em style="box-sizing: inherit;">Privately-owned housing starts in March were at a seasonally adjusted annual rate of 1,739,000. This is 19.</em><em style="box-sizing: inherit;">4 percent </em><em style="box-sizing: inherit;">(±13.7 percent) above the revised February estimate of 1,457,000</em>. . . .”</span></p></blockquote><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><span style="color: red;">What does this mean? Lawrence Yun, <em style="box-sizing: inherit;">Chief Economist</em> at NAR, <a href="https://www.linkedin.com/posts/lawrence-yun-592a76146_good-news-on-a-potential-turn-for-the-better-activity-6788821150567829506-nWur/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="clarifies">clarifies</a>:</span></p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><span style="color: red;">“<span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">The March figure of 1.74 million housing starts is the highest in 14 years</em></span><em style="box-sizing: inherit; font-weight: bold;">. Both single-family units and multifamily units ramped up. After 13 straight years of underproduction – the chief cause for today’s inventory shortage – <span style="box-sizing: inherit;">this construction boom needs to last for at least three years to make up for the part shortfall</span>. As trade-up buyers purchase newly constructed homes, their <span style="box-sizing: inherit;">prior homes will show up in MLSs, and hence, more choices for consumers</span>. Housing starts to housing completion could be 4 to 8 months,<strong style="box-sizing: inherit;"> so be patient with the improvement to inventory</strong>. In the meantime, construction workers deserve cheers.</em>”</span></p></blockquote><h3 style="box-sizing: inherit; font-size: 2.92rem; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><strong style="box-sizing: inherit;"><span style="color: red;">Bottom Line</span></strong></h3><p style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span style="color: red;">If you’re planning to buy this year, the key to success will be patience, given today’s low inventory environment. Let’s connect today to talk more about what’s happening in our area.</span></p></div></div><p style="box-sizing: inherit; color: #212121; font-weight: bold; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; color: #212121; margin: 0px;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/27/will-the-housing-market-maintain-its-momentum/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="« Will the Housing Market Maintain Its Momentum?">« Will the Housing Market Maintain Its Momentum?</a></span></div><p style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; color: #212121;"><em style="background-color: #00aeff; border-radius: 4px; border: 1px solid rgb(0, 174, 255); box-sizing: inherit; color: white; float: left; margin-bottom: 5px; padding: 5px 15px;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; color: #212121; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/04/a-little-advice-socal-patience-is-key.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; 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display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5661842/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div></div><div><p><a href="https://youtu.be/p4-VfR1DJNA"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TimeToBuy</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.simplifyingthemarket.com/en/?a=97822-26df5ea08f8689012df0225866ae0bf1"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">FirstTimeHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.youtube.com/c/ChrisBJohnsonRealtor"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">MoveUpHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.linkedin.com/pro/chrisbjohnson"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#5StarREALTOR</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#HyperLocal</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<o:p></o:p></span></b></p>
<p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ChrisBJohnsonREALTOR,#</span></b></a><a href="https://www.idealestate.co/profile/76080/profile"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<span class="MsoHyperlink"> </span></span></b><a href="https://www.xome.com/auctions/290-East-Penn-Street-Pasadena-CA-91104-231481339"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FlipandFix</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/moving-day-maneuvers.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RealEstateInvestor</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://activerain.com/droplet/5q4D"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RentalProperties,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/socal-sellers-heres-why-its-important.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BoomerageBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/more-generations-are-living-under-one.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#MultiGenerationalBuyers,</span></b></a><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FindYourDreamHome</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.instagram.com/p/B4kSVB8nJ8i/?utm_source=ig_web_button_share_sheet"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#PreApproval</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-65278078346267724612021-04-27T11:30:00.000-07:002021-04-27T11:30:34.415-07:00Will the SoCal Housing Market Maintain Its Momentum?<a href="http://activerain.com/blogsview/5661409/will-the-socal-housing-market-maintain-its-momentum-#.YIhWlkMzEgw.blogger">Will the SoCal Housing Market Maintain Its Momentum?</a>: Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the month before...... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 27, 2021 11:22 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Will the Housing Market Maintain Its Momentum? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/26121932/20210427-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Last week’s <span style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.nar.realtor/newsroom/housing-market-reaches-record-high-home-price-and-gains-in-march" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #e03e2d; text-decoration-line: none;" target="_blank" title="Existing Home Sales Report">Existing Home Sales Report</a> from the <em style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; color: #e03e2d; margin-top: 25px; padding: 6px;">National Association of Realtors</em></span><br style="box-sizing: inherit;" /> (NAR) shows sales have dropped by 3.7% compared to the month before. This is the second consecutive month that sales have slumped. Some see this as evidence that the red-hot real estate market may be cooling. However, there could also be a simple explanation as to why existing home sales have slowed – <span style="background-color: #00aeff; box-sizing: inherit; font-weight: 700 !important;">there aren’t enough homes to buy</span>. There are currently<span style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; vertical-align: middle;"> </span><a href="https://cdn.nar.realtor/sites/default/files/documents/ehs-03-2021-single-family-only-2021-04-22.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="410,000"><span style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; margin: 0px 0px 1.5em;">410,000</span></a> fewer single-family homes available for sale than there were at this time last year.</p><p style="box-sizing: inherit; color: #e03e2d; line-height: 32px !important; margin: 0px;">Lawrence Yun, <em style="box-sizing: inherit; color: #00aeff;">Chief Economist </em>at NAR, explains in the report:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; color: #e03e2d; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit; font-weight: bold;">“The sales for March would have been measurably higher, had there been more inventory. Days-on-market are swift, multiple offers are prevalent, and buyer confidence is rising.”</em></p></blockquote><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Yun’s insight was supported the next day when the <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Census Bureau</em> released its <a href="https://www.census.gov/construction/nrs/pdf/newressales.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="Monthly New Residential Sales Report">Monthly New Residential Sales Report</a>. It shows that <span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">newly constructed home sales are up 20.7% over the previous month.</span></p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Buyer demand remains strong. With more of the adult population becoming vaccinated and job creation data showing encouraging signs, existing-home inventory is expected to grow in the coming months.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-style: italic; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">What will this mean for home sales going forward?</span></h4><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><a href="https://www.fanniemae.com/media/38961/display" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Fannie Mae"><em style="box-sizing: inherit; font-weight: bold;">Fannie Mae</em></a>, <a href="http://www.freddiemac.com/research/forecast/20210414_quarterly_economic_forecast.page" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Freddie Mac"><span style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">Freddie Mac</span></a>, and the <a href="https://www.mba.org/news-research-and-resources/research-and-economics/forecasts-and-commentary" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="Mortgage Bankers Association"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Mortgage Bankers Association</em></a> (MBA) have all forecasted that total home sales (existing homes and new construction) will continue their momentum both this year and next. Here’s a graph showing those projections:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/26121934/20210427-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank"><img alt="Will the Housing Market Maintain Its Momentum? | MyKCM" class="aligncenter wp-image-97918" height="450" src="https://files.mykcm.com/2021/04/26121934/20210427-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a></p><h3 style="box-sizing: inherit; color: #00aeff; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; font-style: italic; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Living through a pandemic has caused many to re-evaluate the importance of a home and the value of homeownership. The residential real estate market will benefit from both as we move forward.</p></div></div><div style="box-sizing: inherit; font-style: italic;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/26/4-tips-to-maximize-the-sale-of-your-house/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="« 4 Tips to Maximize the Sale of Your House">« 4 Tips to Maximize the Sale of Your House</a></span></div><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit; font-weight: bold;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. 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border-top: 1px solid rgba(93, 101, 111, 0.125); box-sizing: inherit; clear: both; position: relative;"><div class="comment-left-section" style="box-sizing: inherit; color: #a3b0b9; display: inline-block; font-size: 12px; min-height: 131px; padding: 24px 96px 0px 0px; text-align: center; vertical-align: top; width: 80px;"><a href="https://activerain.com/profile/chrisbjohnson" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><div class="avatar-holder" style="background-image: url("//activerain-store.s3.amazonaws.com/agents/747/445747/large/Passport_Head_Shot.jpg?1393069936"); background-position: center center; background-repeat: no-repeat; background-size: contain; border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5661409/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-24205968468522321862021-04-26T09:11:00.000-07:002021-04-26T09:11:16.045-07:00SoCal, Here Are 4 Tips to Maximize Profits on the Sale<a href="http://activerain.com/blogsview/5660881/socal--here-are-4-tips-to-maximize-profits-on-the-sale-of-your-home#.YIbk-_J0IG8.blogger">SoCal, Here Are 4 Tips to Maximize Profits on the Sale</a>: Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition...........<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a> <span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 26, 2021 09:05 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="4 Tips to Maximize the Sale of Your House | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/22163726/20210426-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">Homeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This gives homeowners <a href="https://www.mykcm.com/2021/02/24/how-much-leverage-do-todays-house-sellers-have/" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: block; text-decoration-line: none;" title="leverage">leverage</a> to sell for the best possible terms, and it’s fueling a steady rise in home prices.</p><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">In such a hot market, houses are selling quickly. According to the <em style="box-sizing: inherit; font-size: 1.286rem; margin-top: 25px;">National Association of Realtors</em> (NAR), homes are typically on the market for just <a href="https://www.nar.realtor/newsroom/housing-market-reaches-record-high-home-price-and-gains-in-march" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="18">18</a> short days. Despite the speed and opportunity for sellers, there are still steps you can take to prep your house to shine so you get the greatest possible return.</p><h4 style="box-sizing: inherit; color: #00aeff; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">1. Make Buyers Feel at Home</span></h4><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">One of the ways to make this happen is to take time to declutter. Pack away any personal items like pictures, awards, and sentimental belongings. The more neutral and tidy the space, the easier it is for a buyer to picture themselves living there. According to the <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-profile-of-home-staging-report-04-06-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="2021 Profile of Home Staging">2021 Profile of Home Staging</a> by NAR:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">“82% of buyers’ agents said staging a home made it easier for a buyer to visualize the property as a future home.”</em></p></blockquote><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Not only will your house potentially attract the attention of more buyers and likely sell quickly, but the same report also notes:</p><blockquote style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit;">“Eighteen percent of sellers’ agents said home staging<span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;"> increased the dollar value of a residence between 6% and 10%.”</span></em></p></blockquote><p style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">As Jessica Lautz, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Vice President of Demographics and Behavior Insights</em> for NAR, <a href="https://magazine.realtor/daily-news/2021/04/06/nar-survey-design-shows-raise-buyer-expectations" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="says">says</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit;">“Staging a home helps consumers see the full potential of a given space or property…It features the home in its best light and helps would-be buyers envision its various possibilities.”</em></p></blockquote><h4 style="box-sizing: inherit; color: #00aeff; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">2. Keep It Clean</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">On top of making an effort to declutter, it’s important to keep your house neat and clean. Before a buyer stops by, be sure to pick up toys, make the beds, and wash the dishes. This is one more way to reduce the number of things that can distract a buyer from the appeal of the home.</p><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">Ensure your home smells fresh and clean as well. Buyers will remember the smell of your house, and according to the same report from NAR, the kitchen is one of the most important rooms of the house to focus on if you want to attract more buyers.</p><h4 style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><strong style="box-sizing: inherit;">3. Give Buyers Access</strong></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Buyers are less likely to make an offer on your house if they aren’t able to easily schedule a time to check it out. If your home is available anytime, that opens up more opportunities for multiple buyers to go from curious to eager. It also allows buyers on tight schedules to still get in to see your house.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">While health continues to be a great concern throughout the country, it’s important to work with your agent to find the best <a href="https://www.mykcm.com/2020/11/13/tips-to-sell-your-house-safely-right-now-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" title="safety measures">safety measures</a> and digital practices for your listing. This will drive visibility and create access options that also keep everyone in the process safe.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; margin: 0px 0px 1.5em;">4. Price It Right</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Even in a sellers’ market, it’s crucial to set your house at the <a href="https://www.mykcm.com/2020/12/28/why-its-important-to-price-your-house-right-today/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="right price">right price</a> to maximize selling potential. Pricing your house too high is actually a detriment to the sale. The goal is to drive high attention from competing buyers and let bidding wars push the final sales price up.</p><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">Work with your trusted real estate professional to determine the best list price for your house. Having an expert on your side in this process is truly essential.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; margin: 0px 0px 1.5em;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">If you want to sell on your terms, in the least amount of time, and for the best price, today’s market sets the stage to make that happen. Let’s connect today to determine the best ways to maximize the sale of your house this year.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"> </p><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/23/this-isnt-a-bubble-its-simply-lack-of-supply-infographic/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC]">« This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC]</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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font-size: 10.5pt;">#TimeToSell</span></u></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://chris-b-johnson-realtor.business.site/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#ChrisBJohnsonRealtor</span></u></b></a><b style="mso-bidi-font-weight: normal;">,</b><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://www.youtube.com/watch?v=JaXl47DumXs"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#SellersPayZEROCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, <span style="mso-spacerun: yes;"> </span></span></b><a href="https://www.youtube.com/watch?v=QxENLb__MPk"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#ListYourHomeAndPayNoCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://youtu.be/q_lc2VgbAq0"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#BetterThanFSBO</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#5Star<span style="mso-bidi-font-weight: bold;">REALTOR®</span></span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#XomeAgentNetwork,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="http://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/06/think-you-should-for-sale-by-owner.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BidOnHomes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ShortSaleSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b></span><a href="https://activerain.com/droplet/5nyL"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#REOSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, #FixandFlip, #RealEstateInvestor, </span></b></span><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#958BretonSt</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-5646701404984308722021-04-23T15:53:00.000-07:002021-04-23T15:53:32.379-07:00SoCal, This Isn’t a Bubble. It’s Simply Lack of Supply.<a href="http://activerain.com/blogsview/5660091/socal--this-isn-t-a-bubble--it-s-simply-lack-of-supply---infographic-#.YINNhu0LKrw.blogger">SoCal, This Isn’t a Bubble. It’s Simply Lack of Supply.</a>: Some HighlightsIn a recent article, Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), discussed the state of today’s housing .... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 23, 2021 03:42 PM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC] | MyKCM" class="attachment-entry size-entry wp-post-image" height="1490" src="https://files.mykcm.com/2021/04/22135919/20210423-MEM-1046x1490.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="1046" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><h3 style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 25px 0px 1.168rem; padding: 6px;"><span style="background-color: #00aeff; box-sizing: inherit; display: block; font-weight: 700 !important;">Some Highlights</span></h3><ul style="border: 0px; box-sizing: inherit; height: auto; list-style-type: none; padding-left: 0px; vertical-align: middle;"><li style="box-sizing: inherit; list-style-type: none;">In a recent <a href="https://www.axios.com/housing-boom-bubble-mortgage-50b573de-94f0-4d7c-a34d-b2b40d9dc664.html" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="article">article</a>, Lawrence Yun, <span style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;">Chief Economist </span>for the <em style="box-sizing: inherit;">National Association of Realtors </em>(NAR), discussed the state of today’s housing market.</li><li style="box-sizing: inherit; list-style-type: none;">When addressing whether or not today’s high buyer competition and rising home prices are evidence of a housing bubble, Yun said that this “is not a bubble. It is simply lack of supply.”</li><li style="box-sizing: inherit; list-style-type: none;">Today’s housing market is healthy, and rising prices are driven by real buyer demand. Let’s connect to talk about the best ways to navigate such an energetic market.</li></ul></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; font-weight: bold;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/22/dont-be-fooled-by-remarkable-real-estate-headlines/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="« Don’t Be Fooled by Remarkable Real Estate Headlines">« Don’t Be Fooled by Remarkable Real Estate Headlines</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; margin: 0px 0px 0px 1.655em; padding: 0px;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;"><u style="box-sizing: inherit;">#SellYourHomeForMoreandPayLess</u></span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="http://www.vcneighborhoodvalues.com/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;"><u style="box-sizing: inherit;">#TimeToSell</u></span></a><span style="box-sizing: inherit; font-weight: 700 !important;"> </span><a href="https://chris-b-johnson-realtor.business.site/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;"><u style="box-sizing: inherit;">#ChrisBJohnsonRealtor</u></span></a><span style="box-sizing: inherit; font-weight: 700 !important;">,</span><span style="box-sizing: inherit; font-weight: 700 !important;"><span style="box-sizing: inherit; color: #00aeff; line-height: 32px !important;"> </span></span><a href="https://www.youtube.com/watch?v=JaXl47DumXs" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#SellersPayZEROCommission</span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://www.youtube.com/watch?v=QxENLb__MPk" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;"><span style="box-sizing: inherit; font-style: italic; line-height: 32px !important;">#ListYourHomeAndPayNoCommission</span></span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://youtu.be/q_lc2VgbAq0" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;"><span style="box-sizing: inherit; font-style: italic; line-height: 32px !important;">#BetterThanFSBO</span></span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#5StarREALTOR®</span></a><span style="box-sizing: inherit; font-weight: 700 !important;"><span style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; font-weight: 300; line-height: 32px !important;">, </span></span><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#TopProducer</span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://ajirealestate.com/chris-johnson/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#AJIBoom</span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#XomeAgentNetwork,</span></a><span style="box-sizing: inherit; font-weight: 700 !important;"> </span><a href="http://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/06/think-you-should-for-sale-by-owner.html" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#BidOnHomes</span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://moorpark-short-sale-specialist.business.site/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#ShortSaleSpecialist</span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, </span><a href="https://activerain.com/droplet/5nyL" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#REOSpecialist</span></a><span style="box-sizing: inherit; font-weight: 700 !important;">, #FixandFlip, #RealEstateInvestor, </span><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span style="box-sizing: inherit; font-weight: 700 !important;">#958BretonSt</span></a></p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/04/socal-this-isnt-bubble-its-simply-lack.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; font-size: 12.8px;"><span style="box-sizing: inherit; 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line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5660091/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div><div><p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96" target="_blank"><b><u><span style="background: white; font-size: 10.5pt;">#SellYourHomeForMoreandPayLess</span></u></b></a><b style="mso-bidi-font-weight: normal;">, </b><a href="http://www.vcneighborhoodvalues.com/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#TimeToSell</span></u></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://chris-b-johnson-realtor.business.site/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#ChrisBJohnsonRealtor</span></u></b></a><b style="mso-bidi-font-weight: normal;">,</b><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://www.youtube.com/watch?v=JaXl47DumXs"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#SellersPayZEROCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, <span style="mso-spacerun: yes;"> </span></span></b><a href="https://www.youtube.com/watch?v=QxENLb__MPk"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#ListYourHomeAndPayNoCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://youtu.be/q_lc2VgbAq0"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#BetterThanFSBO</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#5Star<span style="mso-bidi-font-weight: bold;">REALTOR®</span></span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#XomeAgentNetwork,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="http://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/06/think-you-should-for-sale-by-owner.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BidOnHomes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ShortSaleSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b></span><a href="https://activerain.com/droplet/5nyL"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#REOSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, #FixandFlip, #RealEstateInvestor, </span></b></span><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#958BretonSt</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-23869408232978013912021-04-22T09:51:00.000-07:002021-04-22T09:51:52.901-07:00SoCal, Don’t Be Fooled by Remarkable Real Estate Headlines<a href="http://activerain.com/blogsview/5659260/socal--don-t-be-fooled-by-remarkable-real-estate-headlines#.YIGnDzjFC8I.blogger">SoCal, Don’t Be Fooled by Remarkable Real Estate Headli</a>: Don’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April, May, and June).<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By </a><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site " target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 22, 2021 09:39 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Don’t Be Fooled by Remarkable Real Estate Headlines | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/21140609/20210422-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">Don’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April, May, and June). The data will most likely show eye-popping one-year increases.</p><p style="background-color: #00aeff; box-sizing: inherit; line-height: 32px !important; margin: 0px;">While the year-over-year jumps will certainly be striking, consumers should take these numbers with a grain of salt, as the situation highlights a short-term quirk in the reporting of this data. Essentially, the increases will reflect a combination of two things: sharply lower housing numbers during last year’s virus-related market collapse and the subsequent strong rebound. This will result in what will appear to be unbelievable growth.</p><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">Let’s use single-family home sales as an <a href="https://cdn.nar.realtor/sites/default/files/documents/ehs-02-2021-single-family-only-2021-03-22.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="example">example</a>:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/21140606/20210422-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank"><img alt="Don’t Be Fooled by Remarkable Real Estate Headlines | MyKCM" class="aligncenter wp-image-97885" height="450" src="https://files.mykcm.com/2021/04/21140606/20210422-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; margin: 0px 0px 1.5em; max-width: 100%;" width="600" /></a>As the graph reveals, last spring’s buying market was anything but typical. Instead of sales increasing, they fell sharply as a result of stay-at-home orders that virtually shut the real estate industry down.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">This spring’s real estate market will bounce back with more normal seasonal sales increases. The percentage increase in sales will be astronomical – not because sales have skyrocketed, but instead because they will be compared to last year’s low numbers.</p><h3 style="box-sizing: inherit; color: #00aeff; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">Bottom Line</span></h3><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">There are likely to be some sensational headlines about real estate over the coming months. However, don’t be fooled. The actual story is that the real estate market is finally back to normal. </p></div></div><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/21/planning-to-move-you-can-still-secure-a-low-mortgage-rate-on-your-next-home/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home">« Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5659260/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div></div><div><p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96" target="_blank"><b><u><span style="background: white; font-size: 10.5pt;">#SellYourHomeForMoreandPayLess</span></u></b></a><b style="mso-bidi-font-weight: normal;">, </b><a href="http://www.vcneighborhoodvalues.com/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#TimeToSell</span></u></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://chris-b-johnson-realtor.business.site/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#ChrisBJohnsonRealtor</span></u></b></a><b style="mso-bidi-font-weight: normal;">,</b><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://www.youtube.com/watch?v=JaXl47DumXs"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#SellersPayZEROCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, <span style="mso-spacerun: yes;"> </span></span></b><a href="https://www.youtube.com/watch?v=QxENLb__MPk"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#ListYourHomeAndPayNoCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://youtu.be/q_lc2VgbAq0"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#BetterThanFSBO</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#5Star<span style="mso-bidi-font-weight: bold;">REALTOR®</span></span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#XomeAgentNetwork,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="http://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/06/think-you-should-for-sale-by-owner.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BidOnHomes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ShortSaleSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b></span><a href="https://activerain.com/droplet/5nyL"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#REOSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, #FixandFlip, #RealEstateInvestor, </span></b></span><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#958BretonSt</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-74255599064910916652021-04-21T11:05:00.000-07:002021-04-21T11:05:29.096-07:00Planning a SoCal Move? You Can Still Secure a Low Mortg<a href="http://activerain.com/blogsview/5658779/planning-a-socal-move--you-can-still-secure-a-low-mortgage-rate-on-your-next-home#.YIBoSBc9Yqc.blogger">Planning a SoCal Move? You Can Still Secure a Low Mortg</a>: This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the..... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with<a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank"> Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 21, 2021 11:00 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/20113222/20210421-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to <a href="https://www.mykcm.com/2021/03/08/5-reasons-to-sell-your-house-this-spring-2/" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: block; text-decoration-line: none;" title="move">move</a> may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to secure a rate far below the historic norm. Here’s why.</p><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">After creeping up for seven consecutive weeks, average mortgage rates have dropped more <a href="http://www.freddiemac.com/pmms/pmms_archives.html" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="recently">recently</a> (<em style="box-sizing: inherit; margin: 0px 0px 1.5em;">See graph below</em>). With rates taking a slight dip over the past two weeks at the same time the inventory of houses for sale is so low, homeowners today are sitting in the <a href="https://www.mykcm.com/2021/02/24/how-much-leverage-do-todays-house-sellers-have/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="optimal">optimal</a> seat to sell. What’s the advantage of selling your house now? Securing a low mortgage rate on your next home.<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/20113226/20210421-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank"><img alt="Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home | MyKCM" class="aligncenter wp-image-97878" height="450" src="https://files.mykcm.com/2021/04/20113226/20210421-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; color: #00aeff; max-width: 100%;" width="600" /></a>To take advantage of today’s real estate market, experts are encouraging homeowners to act now before interest rates climb. Danielle Hale, <em style="box-sizing: inherit;">Chief Economist </em>at <em style="box-sizing: inherit; color: #00aeff;">realtor.com, </em><a href="https://www.realtor.com/research/video-weekly-economic-and-housing-market-update-apr-16-2021/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="explains">explains</a>:</p><blockquote style="border: 0px; box-sizing: inherit; height: auto; margin: 0px auto 1.5em; padding: 0px; text-align: justify; vertical-align: middle; width: 700px;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">“<em style="box-sizing: inherit;">…mortgage rates slid for a second week … but <span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">we don’t expect rates to stay at this level for too long.”</span></em></p></blockquote><p style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Hale continues to say:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><strong style="box-sizing: inherit;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">“For sellers</em></strong><em style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">, getting in early optimizes odds of a quick sale at a good price before there’s too much competition, but <span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">that means acting now </span>… In this environment, sellers probably really can’t go wrong, and that’s especially true in the nation’s hottest housing markets where homes are selling quickly and getting the greatest number of viewers online</em>.”</p></blockquote><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;">Most experts agree that rates will continue to trend upward. Sam Khater, <em style="box-sizing: inherit;">Chief Economist </em>at <em style="box-sizing: inherit;">Freddie Mac, </em><a href="https://freddiemac.gcs-web.com/node/22536/pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="states">states</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">“<span style="box-sizing: inherit; font-weight: 700 !important;"><em style="box-sizing: inherit; color: #00aeff;">Despite the pause in mortgage rates recently, we expect them to increase modestly for the remainder of this year</em></span>.”</p></blockquote><p style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">In addition, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Freddie Mac</em> recently released their <a href="http://www.freddiemac.com/research/forecast/20210414_quarterly_economic_forecast.page?" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="Quarterly Forecast">Quarterly Forecast</a>, which notes:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">“<span style="box-sizing: inherit; font-weight: 700 !important;"><em style="box-sizing: inherit; color: #00aeff;">We forecast that mortgage rates will continue to rise through the end of next year.</em></span><em style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"> We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022.” </em>(<em style="box-sizing: inherit; margin: 0px 0px 1.5em;">See graph below</em>):</p></blockquote><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"><a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/20170103/20210421-MEM-EN2.jpg" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank"><img alt="Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home | MyKCM" class="aligncenter wp-image-97882" height="450" src="https://files.mykcm.com/2021/04/20170103/20210421-MEM-EN2.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a>While buyers everywhere want to secure the lowest rate possible, it’s important to remember that today’s rates are still much lower than the historic norm. Odeta Kushi, <em style="box-sizing: inherit;">Deputy Chief Economist</em> at <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">First American</em>, <a href="https://blog.firstam.com/economics/interview-with-cnbc-how-rising-rates-may-impact-housing-affordability-as-spring-home-buying-season-ramps-up" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="emphasizes">emphasizes</a>:</p><blockquote style="border: 0px; box-sizing: inherit; height: auto; margin: 0px auto 1.5em; padding: 0px; text-align: justify; vertical-align: middle; width: 700px;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“While mortgage rates have trended up in recent months, they are still historically low, so relative to one year ago, housing actually is still more affordable and that’s really thanks to this low mortgage rate environment we find ourselves in.”</em></p></blockquote><h3 style="box-sizing: inherit; color: #00aeff; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">If you’re thinking of moving, don’t miss the opportunity to score a great rate on your next home mortgage. Let’s connect today so you can get your house ready to sell and find your dream home while mortgage rates are still low.</p></div></div><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/20/82338-great-reasons-to-buy-a-home-today/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« 82,338 Great Reasons to Buy a Home Today">« 82,338 Great Reasons to Buy a Home Today</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5658779/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-70546749525895239522021-04-20T11:19:00.000-07:002021-04-20T11:19:27.645-07:00SoCal There Are 82,338 Great Reasons 2 Buy a Home Today<a href="http://activerain.com/blogsview/5658255/socal-there-are-82-338-great-reasons-to-buy-a-home-today#.YH7_-iE4a14.blogger">SoCal There Are 82,338 Great Reasons 2 Buy a Home Today</a>: The financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the...... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 20, 2021 09:22 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="82,338 Great Reasons to Buy a Home Today | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/19123940/20210420-KCM-Share.jpg" style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; margin-top: 25px; max-width: 100%; padding: 6px;" width="750" /></div></div><div class="entry-content content" style="background-color: #00aeff; box-sizing: inherit;"><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">The financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner.</p><p style="box-sizing: inherit; font-size: 1.286rem; line-height: 32px !important; margin: 25px 0px 0px;">Most experts are calling for home prices to continue appreciating over the next several years. The most recent <a href="https://pulsenomics.com/surveys/#home-price-expectations" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Home Price Expectation Survey">Home Price Expectation Survey</a>, a survey of over one hundred economists, real estate experts, and investment and market strategists, expects home appreciation to increase as follows:</p><ul style="box-sizing: inherit; list-style-type: none; margin: 0px 0px 1.5em; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">2021: 6%</li><li style="box-sizing: inherit; list-style-type: none;">2022: 4.5%</li><li style="box-sizing: inherit; list-style-type: none;">2023: 4%</li><li style="box-sizing: inherit; list-style-type: none;">2024: 3.6%</li><li style="box-sizing: inherit; list-style-type: none;">2025: 3.5%</li></ul><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Using their annual projections, the graph below shows the equity build-up a purchaser could earn, using a $350,000 home as an example:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/19123942/20210420-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em 1.655em; padding: 0px; text-decoration-line: none;" target="_blank"><img alt="82,338 Great Reasons to Buy a Home Today | MyKCM" class="aligncenter wp-image-97873" height="450" src="https://files.mykcm.com/2021/04/19123942/20210420-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a>A homeowner could increase their net worth <span style="box-sizing: inherit; font-weight: 700 !important;">by over $80,000</span> in five years. That’s an average of $16,000 annually. That number should be in any equation determining the financial benefits of owning a home compared to renting.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Homeowners are going to make a substantial amount of money in home equity over the next five years. If you’re ready to buy a home, let’s connect so you can enjoy this great benefit as well.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"> </p><div style="box-sizing: inherit; color: #00aeff;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/19/how-much-time-do-you-need-to-save-for-a-down-payment/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; display: block; height: auto; margin: 0px auto 1.5em; text-decoration-line: none; vertical-align: middle; width: 700px;" title="« How Much Time Do You Need To Save for a Down Payment?">« How Much Time Do You Need To Save for a Down Payment?</a></span></div><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><em style="box-sizing: inherit; font-weight: bold;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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<p><span style="font-family: "Calibri",sans-serif; font-size: 11.0pt; mso-bidi-font-weight: bold;"><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0">https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0</a></span></p></div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-65759679295793405222021-04-19T12:40:00.000-07:002021-04-19T12:40:07.313-07:00SoCal - How Much Time Do You Need To Save for a Down Pa<a href="http://activerain.com/blogsview/5657861/socal---how-much-time-do-you-need-to-save-for-a-down-payment-#.YH3bI6dzRfY.blogger">SoCal - How Much Time Do You Need To Save for a Down Pa</a>: One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand.....<span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 19, 2021 12:31 PM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="x-container max width offset" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin: 2.75em auto; width: 1478.69px;"><div class="x-main left" style="box-sizing: inherit; float: left; width: 1046.88px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="How Much Time Do You Need To Save for a Down Payment? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/15142744/20210419-KCM-Share.jpg" style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; margin-top: 25px; max-width: 100%; padding: 6px;" width="750" /></div></div><div class="entry-content content" style="background-color: #00aeff; box-sizing: inherit;"><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think.</p><p style="box-sizing: inherit; font-size: 1.286rem; line-height: 32px !important; margin: 25px 0px 0px;">Using <a href="https://www.huduser.gov/portal/datasets/il/il20/Medians2020r.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="data">data</a> from the <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">U.S. Department of Housing and Urban Development</em> (HUD) and <a href="https://www.apartmentlist.com/rentonomics/rental-data/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Apartment List"><em style="box-sizing: inherit;">Apartment List</em></a><em style="box-sizing: inherit; color: #00aeff;">,</em> we can estimate how long it might take someone earning the median income and paying the median rent to save up for a down payment on a median-priced home. Since saving for a down payment can be a great time to practice budgeting for housing costs, this estimate also uses the <a href="http://www.investopedia.com/terms/t/twenty-eight-thirty-six-rule.asp" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="concept">concept</a> that a household should not pay more than 28% of their total income on monthly housing expenses.</p><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">According to the data, the national average for the time it would take to save for a 10% down payment is right around two and a half years (2.53). Residents in Iowa can save for a down payment the fastest, doing so in just over one year (1.31). The map below illustrates this time (in years) for each state:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/15142750/20210419-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank"><img alt="How Much Time Do You Need To Save for a Down Payment? | MyKCM" class="aligncenter wp-image-97844" height="450" src="https://files.mykcm.com/2021/04/15142750/20210419-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; margin: 0px 0px 1.5em; max-width: 100%;" width="600" /></a></p><h4 style="box-sizing: inherit; color: #00aeff; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="border: 0px; box-sizing: inherit; display: block; font-weight: 700 !important; height: auto; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">What if you only need to save 3%?</span></h4><p style="box-sizing: inherit; color: #00aeff; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">What if you’re able to take advantage of one of the 3% down payment programs available? It’s a common <a href="https://www.mykcm.com/2021/02/03/do-i-really-need-a-20-down-payment-to-buy-a-home/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="misconception">misconception</a> that you need a 20% down payment to buy a home, but there are actually more affordable options and down payment assistance programs available, especially for first-time buyers. The reality is, <span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">saving for a 3% down payment may not take several years</span>. In fact, it could take less than a year in most states, as shown in the map below:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/15142746/20210419-MEM-Eng-2.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank"><img alt="How Much Time Do You Need To Save for a Down Payment? | MyKCM" class="aligncenter wp-image-97843" height="450" src="https://files.mykcm.com/2021/04/15142746/20210419-MEM-Eng-2.png" style="border-style: none; box-sizing: inherit; font-weight: bold; max-width: 100%;" width="600" /></a></p><h3 style="box-sizing: inherit; color: #00aeff; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="border: 0px; box-sizing: inherit; display: block; font-weight: 700 !important; height: auto; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;">Wherever you are in the process of saving for a down payment, you may be closer to your dream home than you think. Let’s connect to explore the down payment options available in our area and how they support your plans.</p></div></div><br style="box-sizing: inherit;" /><div style="box-sizing: inherit;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/16/home-is-where-the-heart-is-infographic/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« Home Is Where the Heart Is [INFOGRAPHIC]">« Home Is Where the Heart Is [INFOGRAPHIC]</a></span></div><br style="box-sizing: inherit;" /><div id="blog-disclaimer" style="box-sizing: inherit; margin: 0px;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5657861/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div><div class="separator" style="clear: both; text-align: center;"><a href="https://lh3.googleusercontent.com/-2d5x8aM42QI/YH3bTp11E0I/AAAAAAACj3s/GLOFIc9KNCEcTjzNfHgLO8Ru9MWfQRicwCLcBGAsYHQ/image.png" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="410" data-original-width="750" height="175" src="https://lh3.googleusercontent.com/-2d5x8aM42QI/YH3bTp11E0I/AAAAAAACj3s/GLOFIc9KNCEcTjzNfHgLO8Ru9MWfQRicwCLcBGAsYHQ/image.png" width="320" /></a></div><br /><div><p><a href="https://youtu.be/p4-VfR1DJNA"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TimeToBuy</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.simplifyingthemarket.com/en/?a=97822-26df5ea08f8689012df0225866ae0bf1"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">FirstTimeHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,#</span></b><a href="https://www.youtube.com/c/ChrisBJohnsonRealtor"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">MoveUpHomeBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.linkedin.com/pro/chrisbjohnson"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#5StarREALTOR</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#HyperLocal</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<o:p></o:p></span></b></p>
<p><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ChrisBJohnsonREALTOR,#</span></b></a><a href="https://www.idealestate.co/profile/76080/profile"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,<span class="MsoHyperlink"> </span></span></b><a href="https://www.xome.com/auctions/290-East-Penn-Street-Pasadena-CA-91104-231481339"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FlipandFix</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/moving-day-maneuvers.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RealEstateInvestor</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://activerain.com/droplet/5q4D"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#RentalProperties,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/socal-sellers-heres-why-its-important.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BoomerageBuyers</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/12/more-generations-are-living-under-one.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#MultiGenerationalBuyers,</span></b></a><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#FindYourDreamHome</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">,</span></b><a href="https://www.instagram.com/p/B4kSVB8nJ8i/?utm_source=ig_web_button_share_sheet"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#PreApproval</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-47756017126011386612021-04-16T12:04:00.000-07:002021-04-16T12:04:14.846-07:00Your SoCal Home Is Where the Heart Is [INFOGRAPHIC]<a href="http://activerain.com/blogsview/5656770/your-socal-home-is-where-the-heart-is--infographic-#.YHndA2KnH4o.blogger">Your SoCal Home Is Where the Heart Is [INFOGRAPHIC]</a>: There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year. The vast majority #TimeToSell.....<a href="https://chris-b-johnson-realtor.business.site" target="_blank"><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;">By</span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span></a><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with<a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank"> Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 16, 2021 11:48 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Home Is Where the Heart Is [INFOGRAPHIC] | MyKCM" class="attachment-entry size-entry wp-post-image" height="1987" src="https://files.mykcm.com/2021/04/15144410/20210402-MEM-1-1046x1987.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="1046" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><h3 style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 25px 0px 1.168rem; padding: 6px;"><span style="background-color: #00aeff; box-sizing: inherit; display: block; font-weight: 700 !important;">Some Highlights</span></h3><ul style="border: 0px; box-sizing: inherit; height: auto; list-style-type: none; padding-left: 0px; vertical-align: middle;"><li style="box-sizing: inherit; list-style-type: none;">There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year.</li><li style="box-sizing: inherit; list-style-type: none;">The vast majority of homeowners <a href="https://contentimages.o-prod.unison.com/images/press/2021-Unison-SOTAH-Report.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="say">say</a> they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic.</li><li style="box-sizing: inherit; list-style-type: none;">Owning a home provides a sense of safety, security, and accomplishment. Let’s connect to move your <a href="https://www.mykcm.com/2021/04/14/93-of-americans-believe-a-home-is-a-better-investment-than-stocks/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; text-decoration-line: none;" title="homeownership">homeownership</a> goals forward today.</li></ul></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/15/why-this-is-a-great-year-to-sell-your-vacation-home/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« Why This Is a Great Year to Sell Your Vacation Home">« Why This Is a Great Year to Sell Your Vacation Home</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/04/your-socal-home-is-where-heart-is.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; font-size: 12.8px;"><span style="box-sizing: inherit; 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Some........... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site " target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 15, 2021 09:15 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Why This Is a Great Year to Sell Your Vacation Home | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/13164149/20210415-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">As vaccines are administered and travel resumes, many of us are beginning to plan for those long-awaited vacations we missed out on over the past year. Some households are focusing their efforts on buying a vacation home rather than staying in a hotel, too. The <em style="background-color: #00aeff; box-sizing: inherit; display: block;">National Association of Home Builders</em> (NAHB) <a href="https://eyeonhousing.org/2021/03/second-homes-15-percent-of-new-home-sales/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; height: auto; text-decoration-line: none; vertical-align: middle;" target="_blank" title="reports">reports</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-size: 1.286rem; margin: 25px 0px 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit;">“<span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">Second homes</span> (i.e., homes sold to buyers who are not going to occupy the home year-round, but <span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">use it as a vacation home</span>, investment property, etc.) <span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">account for 15 percent of new single-family home sales.”</span></em></p></blockquote><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">It’s not surprising that there’s an increase in demand for vacation homes. The majority of Americans are realizing they prefer to be around small groups, as shown in a recent <a href="https://theharrispoll.com/wp-content/uploads/2021/03/Harris-Poll-COVID-1-year-FINAL-3.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="survey">survey</a> from <em style="box-sizing: inherit; font-weight: bold;">The Harris Poll</em>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit; color: #00aeff;">“Social distancing taught consumers new things about how they like to socialize; (75%) said, ‘during COVID social distancing I realized I preferred smaller social gatherings at home or at friends’ place.’”</em></p></blockquote><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">Not only are vacation homes seen as a potentially more pandemic-friendly way to travel and socialize, but they can also serve as an extended home-away-from-home. With more Americans being given the option to continue working remotely or retire earlier than expected, vacation homes can be used year-round. The NAHB <a href="https://eyeonhousing.org/2020/12/second-home-markets-show-construction-growth/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em; text-decoration-line: none;" target="_blank" title="explains">explains</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">“Remote work arrangements have made it possible for some wealthier Americans to move to alternate locations that are not just small, suburban shifts from within their current metro area. More fundamentally, second home demand may also be benefitting by an acceleration of retirement plans, as well as stock market gains.”</em></p></blockquote><h3 style="box-sizing: inherit; color: #00aeff; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">The demand for vacation homes has increased and will continue to rise as we head into summer. If you own a house in a destination area and have thought about selling, now is a great time to take advantage of today’s high buyer interest. Let’s connect to discuss your opportunities in our local market.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; font-style: italic;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/14/93-of-americans-believe-a-home-is-a-better-investment-than-stocks/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; font-style: normal; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; text-decoration-line: none;" title="« 93% of Americans Believe a Home Is a Better Investment Than Stocks">« 93% of Americans Believe a Home Is a Better Investment Than Stocks</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; font-weight: bold;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/04/socal-this-is-great-year-to-sell-your.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; font-size: 12.8px;"><span style="box-sizing: inherit; 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border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5656027/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-63627442520752894542021-04-14T09:38:00.000-07:002021-04-14T09:38:05.347-07:0093% of SoCal Believe a Home Is a Better Investment Than<a href="http://activerain.com/blogsview/5655666/93--of-socal-believe-a-home-is-a-better-investment-than-stocks#.YHcZAbulLas.blogger">93% of SoCal Believe a Home Is a Better Investment Than</a>: A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 14, 2021 09:31 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="93% of Americans Believe a Home Is a Better Investment Than Stocks | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/13133743/20210414-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">A recent <a href="https://www.federalreserve.gov/publications/files/scf20.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: inline !important; text-decoration-line: none;" target="_blank" title="Survey of Consumer Finances">Survey of Consumer Finances</a> study released by the <em style="border: 0px; box-sizing: inherit; height: auto; vertical-align: middle;">Federal Reserve</em> reveals the net worth of homeowners is <span style="box-sizing: inherit; font-size: 1.286rem; font-weight: 700 !important; margin-top: 25px;">forty times greater than that of renters</span>. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 0px 0px 1.5em;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">Do Americans believe a home is a better investment than stocks?</span></h4><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">In a post on the <a href="https://libertystreeteconomics.newyorkfed.org/2021/04/do-people-view-housing-as-a-good-investment-and-why.html" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="Liberty Street Economics">Liberty Street Economics</a> blog, the <span style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">Federal Reserve Bank of New York</span> notes that <strong style="box-sizing: inherit;">93.3% of Americans</strong> believe buying a home is <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">definitely</em> or <em style="box-sizing: inherit; color: #00aeff;">probably</em> a better investment than buying stocks.</p><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">Here’s how the results break down:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/13133741/20210414-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank"><img alt="93% of Americans Believe a Home Is a Better Investment Than Stocks | MyKCM" class="aligncenter wp-image-97834" height="450" src="https://files.mykcm.com/2021/04/13133741/20210414-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a>The survey also shows a wide range of reasons why Americans feel that way (respondents were able to pick more than one answer):<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/13133738/20210414-MEM-Eng-2.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank"><img alt="93% of Americans Believe a Home Is a Better Investment Than Stocks | MyKCM" class="aligncenter wp-image-97833" height="450" src="https://files.mykcm.com/2021/04/13133738/20210414-MEM-Eng-2.png" style="border-style: none; box-sizing: inherit; margin: 0px 0px 1.5em; max-width: 100%;" width="600" /></a></p><h3 style="box-sizing: inherit; color: #00aeff; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="border: 0px; box-sizing: inherit; display: block; font-weight: 700 !important; height: auto; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">The data show how strongly Americans believe in homeownership as an investment. That belief is warranted. The <em style="border: 0px; box-sizing: inherit; display: block; height: auto; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">Liberty Street Economics</em> blog put it best by saying:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit; margin: 0px 0px 1.5em;">“Housing represents the largest asset owned by most households and is a major means of wealth accumulation, particularly for the middle class.”</em></p></blockquote></div></div><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"> </p><div style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/13/some-buyers-prefer-smaller-homes/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" title="« Some Buyers Prefer Smaller Homes">« Some Buyers Prefer Smaller Homes</a></span></div><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/04/93-of-socal-believe-home-is-better.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; font-size: 12.8px;"><span style="box-sizing: inherit; 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border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5655666/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-61120015972891596722021-04-13T10:21:00.000-07:002021-04-13T10:21:00.254-07:00Many SoCal Buyers Prefer Smaller Homes<a href="http://activerain.com/blogsview/5655205/many-socal-buyers-prefer-smaller-homes#.YHXR7egWHxM.blogger">Many SoCal Buyers Prefer Smaller Homes</a>: Over the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call home is one of the ....<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a> <span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 13, 2021 10:15 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Some Buyers Prefer Smaller Homes | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/12123919/20210413-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">Over the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call <a href="https://www-realtor-com.cdn.ampproject.org/c/s/www.realtor.com/news/trends/housing-market-was-rocked-by-covid-19-where-we-go-from-here/amp/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: inline !important; text-decoration-line: none;" target="_blank" title="home">home</a><br />is one of the biggest things many of us are reevaluating. George Ratiu, <em style="border: 0px; box-sizing: inherit; height: auto; vertical-align: middle;">Senior Economist </em>at <em style="box-sizing: inherit; font-size: 1.286rem; margin-top: 25px;">realtor.com, </em>shares:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“The very nature of the pandemic, through the health implications, social distancing, and need to isolate, has really brought a central focus on the importance of home for most Americans…In a sense, it has elevated real estate markets as a centerpiece of our lives.”</em></p></blockquote><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">For some, this has spurred an interest in making a move to a home that better suits our changing needs. In a recent <a href="https://eyeonhousing.org/2021/03/nahb-releases-what-home-buyers-really-want-study-shows-covid-19-impacts/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em; text-decoration-line: none;" target="_blank" title="study">study</a> on today’s homebuyer preferences, the <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">National Association of Home Builders</em> (NAHB) states:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"><em style="box-sizing: inherit; color: #00aeff;">“When asked more specifically how the pandemic may have impacted their preference for home size<span style="box-sizing: inherit; font-weight: 700 !important;">…</span>21% or about 1 out of every 5 buyers, do want a larger home now as a direct result of the health crisis, while another segment – <span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">12% – would prefer a smaller one instead</span>.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">While you might expect more time at home to lead to a need for more space, it’s interesting that a significant portion of homeowners actually want less. For those who own larger homes right now and have a desire to move, today’s housing market is full of <a href="https://www.mykcm.com/2021/03/29/what-it-means-to-be-in-a-sellers-market/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" title="opportunities">opportunities</a>. Danielle Hale, <em style="box-sizing: inherit; font-weight: bold;">Chief Economist</em> at <em style="box-sizing: inherit; font-weight: bold;">realtor.com</em>, <a href="https://www.realtor.com/news/trends/its-a-home-sellers-market-and-baby-boomers-are-cashing-in.amp/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="explains">explains</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; color: #00aeff; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“In a real estate market that is tipped in the favor of sellers, boomers and older homeowners are really the ones holding the cards…<span style="box-sizing: inherit; font-weight: 700 !important;">Those who are selling homes can use the profits to help them buy new ones.”</span></em></p></blockquote><p style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">As a homeowner today, you likely have <a href="https://www.mykcm.com/2021/03/19/americans-see-major-home-equity-gains-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" title="equity">equity</a> that can be put toward the purchase of your next home. With the equity growth homes have seen over the past year, you may have more than you think, which can help significantly as you make a move into your next home. According to a <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-home-buyers-and-sellers-generational-trends-03-16-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="report">report</a> from the <em style="box-sizing: inherit; font-weight: bold;">National Association of Realtors </em>(NAR):</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“Home sellers cited that they <span style="box-sizing: inherit; font-weight: 700 !important;">sold their homes for a median of $66,000 more than they purchased it</span>. Sellers 22 to 30 years gained the least at $33,400 in equity compared to <span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">sellers 66 to 74 years gained $100,000 in equity as they likely had lived in their homes for a longer period of time</span>.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Despite the benefits of growing home equity, some homeowners are still hesitant to move and could be considering remodeling or making changes to their current space instead. However, if you’ve thought about aging in place rather than downsizing, you may want to reconsider. The <em style="box-sizing: inherit;">U.S. Census Bureau</em> <a href="https://www.census.gov/library/stories/2020/06/old-housing-new-needs.html" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="points out">points out</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">“<em style="box-sizing: inherit;">Of the nation’s 115 million housing units, only 10% are ready to accommodate older populations</em>.”</p></blockquote><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">If your house is no longer the best fit for your evolving needs, it may be time to put your equity to work for you and downsize to the home you really want.</p><h3 style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">Bottom Line</span></h3><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">Today’s housing market favors homeowners who are ready to sell their houses and make a move. If you’re thinking about downsizing this year, let’s connect to discuss your options in our local market.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;"> </p><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/12/4-major-reasons-households-in-forbearance-wont-lose-their-homes-to-foreclosure/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« 4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure">« 4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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clear: both; height: auto; margin-bottom: 15px; min-height: 165px; overflow: hidden;"><div id="new-comment-form-holder" style="box-sizing: inherit; clear: both; margin-top: 30px;"><div class="article-comment" id="" style="border-bottom: none; border-top: 1px solid rgba(93, 101, 111, 0.125); box-sizing: inherit; clear: both; position: relative;"><div class="comment-left-section" style="box-sizing: inherit; color: #a3b0b9; display: inline-block; font-size: 12px; min-height: 131px; padding: 24px 96px 0px 0px; text-align: center; vertical-align: top; width: 80px;"><a href="https://activerain.com/profile/chrisbjohnson" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><div class="avatar-holder" style="background-image: url("//activerain-store.s3.amazonaws.com/agents/747/445747/large/Passport_Head_Shot.jpg?1393069936"); background-position: center center; background-repeat: no-repeat; background-size: contain; border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5655205/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-401602989787401712021-04-12T17:24:00.000-07:002021-04-12T17:24:30.344-07:00Four Reasons SoCal Homes in Forbearance Won’t Lose Thei<a href="http://activerain.com/blogsview/5654838/four-reasons-socal-homes-in-forbearance-won-t-lose-their-homes-to-foreclosure#.YHTjI8a7Wik.blogger">Four Reasons SoCal Homes in Forbearance Won’t Lose Thei</a>: There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the protection.......... <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with<a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank"> Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 12, 2021 05:16 PM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="4 Major Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/09144910/20210412-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">There has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance no longer have the protection of the program. Some assume there could potentially be millions of foreclosures ready to hit the market. However, there are four reasons that won’t happen.</p><h4 style="background-color: #00aeff; box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="border: 0px; box-sizing: inherit; font-weight: 700 !important; height: auto; vertical-align: middle;">1. Almost 50% Leave Forbearance Already Caught Up on Payments</span></h4><p style="box-sizing: inherit; font-size: 1.286rem; line-height: 32px !important; margin: 25px 0px 0px;">According to the <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Mortgage Bankers Association</em> (MBA), <a href="https://www.mba.org/2021-press-releases/april/share-of-mortgage-loans-in-forbearance-decreases-to-490-percent" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" target="_blank" title="data">data</a> through March 28 show that 48.9% of homeowners who have already left the program were current on their mortgage payments when they exited.</p><ul style="box-sizing: inherit; font-weight: bold; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">26.6% made their monthly payments during their forbearance period</li><li style="box-sizing: inherit; list-style-type: none;">14.7% brought past due payments current</li><li style="box-sizing: inherit; list-style-type: none;">7.6% paid off their loan in full</li></ul><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">This doesn’t mean that the over two million still in the plan will exit exactly the same way. It does, however, give us some insight into the possibilities.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-style: italic; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">2. The Banks Don’t Want the Houses Back</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Banks have learned lessons from the crash of 2008. Lending institutions don’t want the headaches of managing foreclosed properties. This time, they’re working with homeowners to help them stay in their homes.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">As an example, about <a href="https://www.integritylending.com/understanding-what-a-federally-backed-mortgage-loan-means/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="50% of all mortgages">50% of all mortgages</a> are backed by the <em style="box-sizing: inherit;">Federal Housing Finance Agency</em> (FHFA). In 2008, the FHFA offered <span style="box-sizing: inherit; font-weight: 700 !important;">208,000 homeowners</span> some form of <a href="https://www.fhfa.gov/AboutUs/Reports/ReportDocuments/4Q2020FPR.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="Home Retention Action">Home Retention Action</a>, which are options offered to a borrower who has the financial ability to enter a workout option and wants to stay in their home. Home retention options include temporary forbearances, repayment plans, loan modifications, or partial loan deferrals. These helped delinquent borrowers stay in their homes. Over the past year, the FHFA has offered that same protection to <span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em 1.655em; padding: 0px;">over one million homeowners</span>.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Today, almost all lending institutions are working with their borrowers. The report from the MBA reveals that of those homeowners who have left forbearance,</p><ul style="box-sizing: inherit; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">35.5% have worked out a repayment plan with their lender</li><li style="box-sizing: inherit; list-style-type: none;">26.5% were granted a loan deferral where a borrower does not have to pay the lender interest or principal on a loan for an agreed-to period of time</li><li style="box-sizing: inherit; list-style-type: none;">9% were given a loan modification</li></ul><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">3. There Is No Political Will to Foreclose on These Households</span></h4><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">The government also seems determined not to let individuals or families lose their homes. <em style="box-sizing: inherit; font-weight: bold;">Bloomberg</em> recently <a href="https://www.bloomberg.com/news/articles/2021-04-01/mortgage-firms-warned-to-prepare-for-a-tidal-wave-of-distress" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="reported">reported</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“Mortgage companies could face penalties if they don’t take steps to prevent a deluge of foreclosures that threatens to hit the housing market later this year, a U.S. regulator said. The Consumer Financial Protection Bureau (CFPB) warning is tied to forbearance relief that’s allowed millions of borrowers to delay their mortgage payments due to the pandemic…mortgage servicers should start reaching out to affected homeowners now to advise them on ways they can modify their loans.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">The CFPB is proposing a new set of guidelines to ensure people will be able to retain their homes. Here are the major points in the proposal:</p><ul style="box-sizing: inherit; color: #00aeff; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">The proposed rule would provide a special pre-foreclosure review period that would generally prohibit servicers from starting foreclosure until after December 31, 2021.</li><li style="box-sizing: inherit; list-style-type: none;">The proposed rule would permit servicers to offer certain streamlined loan modification options to borrowers with COVID-19-related hardships based on the evaluation of an incomplete application.</li><li style="box-sizing: inherit; list-style-type: none;">The proposal rule wants temporary changes to certain required servicer communications to make sure borrowers receive key information about their options at the appropriate time.</li></ul><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">A final decision is yet to be made, and some do <a href="https://www.housingwire.com/articles/does-cfpb-have-authority-to-postpone-foreclosures/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank" title="question">question</a> whether the CFPB has the power to delay foreclosures. The entire report can be found <a href="https://files.consumerfinance.gov/f/documents/cfpb_mortgage-servicing_nprm_2021-04.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="here">here</a>: <em style="box-sizing: inherit;">Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X.</em></p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">4. If All Else Fails, Homeowners Will Sell Their Homes Before a Foreclosure</span></h4><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;">Homeowners have record levels of equity today. According to the latest <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">CoreLogic</em> <a href="https://www.corelogic.com/insights/homeowner-equity-report.aspx?WT.mc_id=crlgins_210308_XfafK" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="Home Equity Report">Home Equity Report</a>, the average equity <em style="box-sizing: inherit;">of mortgaged homes</em> is currently $204,000. In addition, 38% of homes do not have a mortgage, so the level of equity available to today’s homeowners is significant.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Just like the banks, homeowners learned a lesson from the housing crash too.</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em 1.655em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“In the same way that grandparents and great grandparents were shaped by the Great Depression, much of the public today remembers the 2006 mortgage meltdown and the foreclosures, unemployment, and bank failures it created. No one with any sense wants to repeat that experience…and it may explain why so much real estate equity remains mortgage-free.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">What does that mean to the forbearance situation? According to <a href="https://cdn.blackknightinc.com/wp-content/uploads/2021/03/BKI_MM_Jan2021_Report.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" target="_blank" title="Black Knight"><em style="box-sizing: inherit; font-weight: bold;">Black Knight</em></a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“Just one in ten homeowners in forbearance has less than 10% equity in their home, typically the minimum necessary to be able to sell through traditional real estate channels to avoid foreclosure.”</em></p></blockquote><h3 style="box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; font-style: italic; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">The reports of massive foreclosures about to come to the market are highly exaggerated. As Ivy Zelman, <em style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Chief Executive Officer</em> of <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Zelman & Associates</em> with roughly 30 years of experience covering housing and housing-related industries, recently <a href="https://www.tomferry.com/podcast/experience-91/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="proclaimed">proclaimed</a>:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px 0px 1.5em; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em 1.655em; padding: 0px;"><em style="box-sizing: inherit;">“The likelihood of us having a foreclosure crisis again is about zero percent.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; margin: 0px 0px 1.5em;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/09/multigenerational-housing-is-gaining-momentum-infographic/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="« Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC]">« Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC]</a></span></div><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; font-style: italic;"><span style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. 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clear: both; margin-top: 30px;"><div class="article-comment" id="" style="border-bottom: none; border-top: 1px solid rgba(93, 101, 111, 0.125); box-sizing: inherit; clear: both; position: relative;"><div class="comment-left-section" style="box-sizing: inherit; color: #a3b0b9; display: inline-block; font-size: 12px; min-height: 131px; padding: 24px 96px 0px 0px; text-align: center; vertical-align: top; width: 80px;"><a href="https://activerain.com/profile/chrisbjohnson" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><div class="avatar-holder" style="background-image: url("//activerain-store.s3.amazonaws.com/agents/747/445747/large/Passport_Head_Shot.jpg?1393069936"); background-position: center center; background-repeat: no-repeat; background-size: contain; border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5654838/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-3494281531145663502021-04-09T11:57:00.000-07:002021-04-09T11:57:26.090-07:00SoCal Multigenerational Housing Is Gaining Momentum [IN<a href="http://activerain.com/blogsview/5653678/socal-multigenerational-housing-is-gaining-momentum--infographic-#.YHCiX7UTaSI.blogger">SoCal Multigenerational Housing Is Gaining Momentum [IN</a>: If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into.........<div><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><span class="regular by-info user-content" style="box-sizing: inherit; font-family: "Montserrat Regular" !important; font-size: 16px; line-height: 19px; margin-bottom: 4px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a> <span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="box-sizing: inherit;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></span><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site " target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite </a>CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 09, 2021 11:51 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC] | MyKCM" class="attachment-entry size-entry wp-post-image" height="1980" src="https://files.mykcm.com/2021/04/08105653/20210319-MEM-1046x1980.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="1046" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><h3 style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; font-size: 2.92rem; font-weight: 400; line-height: 48.18px; margin: 25px 0px 1.168rem; padding: 6px;"><span style="background-color: #00aeff; box-sizing: inherit; display: block; font-weight: 700 !important;">Some Highlights</span></h3><ul style="border: 0px; box-sizing: inherit; height: auto; list-style-type: none; padding-left: 0px; vertical-align: middle;"><li style="box-sizing: inherit; list-style-type: none;">If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a <a href="https://cdn.nar.realtor/sites/default/files/documents/2021-home-buyers-and-sellers-generational-trends-03-16-2021.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="multigenerational home">multigenerational home</a> that better suits your changing needs.</li><li style="box-sizing: inherit; list-style-type: none;">With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home.</li><li style="box-sizing: inherit; list-style-type: none;">With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs.</li></ul></div></div><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/08/homeownership-is-full-of-financial-benefits/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="« Homeownership Is Full of Financial Benefits">« Homeownership Is Full of Financial Benefits</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; font-weight: bold;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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font-size: 10.5pt;">#SellYourHomeForMoreandPayLess</span></u></b></a><b style="mso-bidi-font-weight: normal;">, </b><a href="http://www.vcneighborhoodvalues.com/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#TimeToSell</span></u></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://chris-b-johnson-realtor.business.site/" target="_blank"><b style="mso-bidi-font-weight: normal;"><u><span style="background: white; font-size: 10.5pt;">#ChrisBJohnsonRealtor</span></u></b></a><b style="mso-bidi-font-weight: normal;">,</b><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;"> </span></b><a href="https://www.youtube.com/watch?v=JaXl47DumXs"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#SellersPayZEROCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, <span style="mso-spacerun: yes;"> </span></span></b><a href="https://www.youtube.com/watch?v=QxENLb__MPk"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#ListYourHomeAndPayNoCommission</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://youtu.be/q_lc2VgbAq0"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#BetterThanFSBO</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://www.ratemyagent.com/real-estate-agent/chris-b-johnson-xu316/reviews"><b style="mso-bidi-font-weight: normal;"><span style="background: white; font-size: 10.5pt;">#5Star<span style="mso-bidi-font-weight: bold;">REALTOR®</span></span></b></a><b style="mso-bidi-font-weight: normal;"><span style="background: white; color: #333333; font-size: 10.5pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#TopProducer</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://ajirealestate.com/chris-johnson/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#AJIBoom</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://chrisbjohnsonrealtor.allisonjamesinc.com/ask/f3dbcb3921f86f5ee5557c696489bc96"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#XomeAgentNetwork,</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b><a href="http://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2020/06/think-you-should-for-sale-by-owner.html"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#BidOnHomes</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b><a href="https://moorpark-short-sale-specialist.business.site/"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#ShortSaleSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, </span></b></span><a href="https://activerain.com/droplet/5nyL"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#REOSpecialist</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">, #363benttwig </span></b></span><a href="https://www.xome.com/auctions/290-East-Penn-Street-Pasadena-CA-91104-231481339"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#290epennst</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> </span></b></span><a href="https://www.bidonhomes.com/propertydetail/145"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#709OrchardSt</span></b></a><span class="MsoHyperlink"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"> #FixandFlip, #RealEstateInvestor, </span></b></span><a href="https://www.bidonhomes.com/propertydetail/139?fbclid=IwAR1Rf_fH0seFuqJNg5X9TtFNTw-FaPxXf87SpcNalS1kbLlV_qJDeIKK8o0"><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;">#958BretonSt</span></b></a><b style="mso-bidi-font-weight: normal;"><span style="mso-bidi-font-size: 8.0pt;"><o:p></o:p></span></b></p><br /></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-69273831867844889062021-04-08T13:14:00.004-07:002021-04-08T13:14:45.209-07:00SoCal Homeownership Is Full of Financial Benefits<p> <a href="https://chris-b-johnson-realtor.business.site" rel="nofollow"><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;">By</span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span></a><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></p><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 08, 2021 01:03 PM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Homeownership Is Full of Financial Benefits | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/07104543/20210408-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">A <em style="box-sizing: inherit;">Fannie Mae</em> <a href="https://www.fanniemae.com/media/38891/display" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; border: 2px solid rgb(229, 229, 229); box-sizing: inherit; color: #2196f2; margin-top: 25px; padding: 6px; text-decoration-line: none;" target="_blank" title="survey">survey </a>recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. Here are the top four financial benefits of owning a home according to consumer respondents:</p><ul style="background-color: #00aeff; box-sizing: inherit; list-style-type: none; padding-left: 0px;"><li style="box-sizing: inherit; list-style-type: none;">88% – a better chance of saving for retirement</li><li style="box-sizing: inherit; list-style-type: none;">87% – the best investment plan</li><li style="box-sizing: inherit; list-style-type: none;">85% – the chance to be better off financially</li><li style="box-sizing: inherit; list-style-type: none;">85% – the chance to build up wealth</li></ul><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px; vertical-align: middle;">Additional financial advantages of homeownership included in the survey are having the best overall tax situation and being able to live within your budget.</p><h4 style="box-sizing: inherit; font-size: 1.286rem; font-weight: 400; line-height: 21.219px; margin: 25px 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">Does homeownership actually give you a better chance to build wealth?</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">No one can question a person’s unique feelings about the importance of homeownership. However, it’s fair to ask if the numbers justify homeownership as a <span style="box-sizing: inherit; font-weight: 700 !important;">financial</span> asset.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Last fall, the <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Federal Reserve</em> released the <a href="https://www.federalreserve.gov/publications/files/scf20.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="Survey of Consumer Finances">Survey of Consumer Finances</a>, a report done every three years, with the latest edition covering through 2019. Their findings confirmed that homeownership is a clear financial benefit. The survey found that <span style="box-sizing: inherit; font-weight: 700 !important;">homeowners</span> <span style="box-sizing: inherit; font-weight: 700 !important;">have forty times higher net worth than renters</span> ($255,000 for homeowners compared to $6,300 for renters).</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">The difference in net worth between homeowners and renters has continued to grow. Here’s a graph showing the results of the last four Fed surveys:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/07104540/20210408-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank"><img alt="Homeownership Is Full of Financial Benefits | MyKCM" class="aligncenter wp-image-97784" height="450" src="https://files.mykcm.com/2021/04/07104540/20210408-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a>The above graph only includes data through 2019, but according to <em style="box-sizing: inherit;">CoreLogic</em>, the <a href="https://www.corelogic.com/insights-download/homeowner-equity-report.aspx" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="equity">equity</a> held by homeowners grew by $26,300 over the last twelve months alone. That means the gap between the net worth of homeowners and renters has probably widened even further over the last year.</p><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;">Some might argue the difference in net worth may be due to homeowners normally having larger incomes than renters and therefore the ability to save more money. However, a <a href="https://blog.firstam.com/economics/homeownership-remains-strongly-linked-to-wealth-building" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="study">study</a> by <em style="box-sizing: inherit;">First American</em> shows homeowners have greater net worth than renters regardless of their income level. Here are the findings:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/07104538/20210408-MEM-Eng-2.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank"><img alt="Homeownership Is Full of Financial Benefits | MyKCM" class="aligncenter wp-image-97783" height="450" src="https://files.mykcm.com/2021/04/07104538/20210408-MEM-Eng-2.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a>Others may think homeowners are older and that’s why they have a greater net worth. However, a <em style="box-sizing: inherit;">Joint Center for Housing Studies of</em> <em style="box-sizing: inherit; margin: 0px 0px 1.5em 1.655em; padding: 0px;">Harvard University</em> <a href="https://www.jchs.harvard.edu/sites/default/files/reports/files/Harvard_JCHS_Housing_Americas_Older_Adults_2019.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" target="_blank" title="report">report</a> on homeowners and renters over the age of 65 reveals:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“The ability to build equity puts homeowners far ahead of renters in terms of household wealth…the median owner age 65 and over had home equity of $143,500 and net wealth of $319,200. By comparison, the net wealth of the same-age renter was just $6,700.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Homeowners 65 and older have 47.6 times greater net worth than renters.</p><h3 style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><strong style="box-sizing: inherit;">Bottom Line</strong></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">The idea of homeownership as a direct way to build your net worth has met the test of time. Let’s connect if you’re ready to take steps toward becoming a homeowner.</p></div></div><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; margin: 0px 0px 1.5em;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/07/latest-jobs-report-what-does-it-mean-for-you-the-housing-market/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" title="« Latest Jobs Report: What Does It Mean for You & the Housing Market?">« Latest Jobs Report: What Does It Mean for You & the Housing Market?</a></span></div><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; font-weight: bold;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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clear: both; height: auto; margin-bottom: 15px; min-height: 165px; overflow: hidden;"><div id="new-comment-form-holder" style="box-sizing: inherit; clear: both; margin-top: 30px;"><div class="article-comment" id="" style="border-bottom: none; border-top: 1px solid rgba(93, 101, 111, 0.125); box-sizing: inherit; clear: both; position: relative;"><div class="comment-left-section" style="box-sizing: inherit; color: #a3b0b9; display: inline-block; font-size: 12px; min-height: 131px; padding: 24px 96px 0px 0px; text-align: center; vertical-align: top; width: 80px;"><a href="https://activerain.com/profile/chrisbjohnson" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><div class="avatar-holder" style="background-image: url("//activerain-store.s3.amazonaws.com/agents/747/445747/large/Passport_Head_Shot.jpg?1393069936"); background-position: center center; background-repeat: no-repeat; background-size: contain; border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5653132/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-67114557967043607872021-04-07T14:22:00.000-07:002021-04-07T14:22:19.648-07:00SoCal's Latest Jobs Report: What Does It Mean for You & the Housing Market?<p> <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span></p><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent</a> with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php " target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 07, 2021 02:13 PM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Latest Jobs Report: What Does It Mean for You & the Housing Market? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/06120026/20210407-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">Last Friday, the <em style="background-color: #00aeff; box-sizing: inherit; display: inline !important;">Bureau of Labor Statistics </em>released a very encouraging <a href="https://www.bls.gov/news.release/empsit.nr0.htm" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; height: auto; text-decoration-line: none; vertical-align: middle;" target="_blank" title="jobs report">jobs report</a>. The economy gained 916,000 jobs in March – well above expert projections of 650,000 to 675,000. The unemployment rate fell again and is now at 6%.</p><h4 style="box-sizing: inherit; font-size: 1.286rem; font-weight: 400; line-height: 21.219px; margin: 25px 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">What does this mean for you?</span></h4><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">Our lives are deeply impacted by our nation’s economy. The better the economy is doing overall, the better most individuals in the country will do as well. Here’s a look at what four experts told the <a href="https://www.wsj.com/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Wall Street Journal"><span style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 30.8589px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">Wall Street Journal</span></a> after reviewing last week’s report.</p><h5 style="box-sizing: inherit; font-size: 1.64rem; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><span style="box-sizing: inherit; margin: 0px 0px 1.5em;">Michael Feroli, <em style="box-sizing: inherit; color: #00aeff;">JPMorgan Chase</em>:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><em style="box-sizing: inherit; font-weight: bold;">“The powerful tailwind of the reopening of economic activity appears to be gathering force; while the level of employment last month was still 8.4 million positions below that which prevailed before the pandemic, it is reasonable to expect that a majority of those lost jobs will be recouped in coming months.”</em></p></blockquote><h5 style="box-sizing: inherit; font-size: 1.64rem; font-style: italic; font-weight: 400; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Mike Fratantoni, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Mortgage Bankers Association</em>:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><em style="box-sizing: inherit; font-weight: bold;">“We fully expect that this pace of job gains will continue for months, and anticipate that the unemployment rate, now at 6%, will be well below 5% by the end of the year.”</em></p></blockquote><h5 style="box-sizing: inherit; font-size: 1.64rem; font-style: italic; font-weight: 400; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Paul Ashworth, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Capital Economics</em>:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><em style="box-sizing: inherit; font-weight: bold;">“With the vaccination program likely to reach critical mass within the next couple of months and the next round of fiscal stimulus providing a big boost, there is finally real light at the end of the tunnel.”</em></p></blockquote><h5 style="box-sizing: inherit; font-size: 1.64rem; font-style: italic; font-weight: 400; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Jason Schenker, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Prestige Economics</em>:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-style: normal; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"><em style="box-sizing: inherit; font-weight: bold;">“People are getting back to work and the vaccine isn’t just inoculating the population, it’s clearly inoculating the economy.”</em></p></blockquote><h4 style="box-sizing: inherit; font-size: 2.28rem; font-style: italic; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">What does this mean for residential real estate?</span></h4><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">Today, the biggest challenge for homebuyers is the lack of homes currently for sale. With listing inventory <a href="https://www.realtor.com/research/" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" target="_blank" title="down 52%">down 52%</a> from a year ago, <a href="https://www.mykcm.com/2021/04/02/buyer-competition-is-good-news-for-sellers-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" title="bidding wars">bidding wars</a> are skyrocketing. As a result, home prices are climbing.</p><p style="box-sizing: inherit; font-weight: bold; line-height: 32px !important; margin: 0px;">One answer to this challenge is to build more homes to satisfy the demand. The latest jobs report gives hope for new housing construction, and therefore brings hope to buyers as well. Here’s what three industry economists said about the increase in construction jobs revealed in the report:</p><h5 style="box-sizing: inherit; font-size: 1.64rem; font-weight: 400; line-height: 27.06px; margin: 0px 0px 1.5em;"><a href="https://www.nar.realtor/blogs/economists-outlook/instant-reaction-jobs-april-2-2021" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-weight: inherit; text-decoration-line: none;" target="_blank" title="Lawrence Yun, Chief Economist, National Association of Realtors"><span style="box-sizing: inherit; font-weight: 700 !important;">Lawrence Yun, <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">Chief Economist</em>,<span style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;"> National Association of Realtors</span></span></a><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important; text-decoration-line: underline;">:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“Construction jobs boomed in March, one of the largest monthly gains ever. This raises the prospect for more home building and more inventory reaching the market in the upcoming months. The housing market has been hot with fast rising home prices but has been constrained by a lack of supply. By hiring more workers and building more homes, home prices will move to a manageable level to give more Americans a shot at ownership.”</em></p></blockquote><h5 style="box-sizing: inherit; font-size: 1.64rem; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><a href="https://twitter.com/odetakushi/status/1377967958761345025" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em; text-decoration-line: none;" target="_blank" title="Odeta Kushi, Deputy Chief Economist, First American"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">Odeta Kushi, <em style="box-sizing: inherit;">Deputy Chief Economist</em>, <span style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">First American</span></span></a><span style="box-sizing: inherit; color: #00aeff; text-decoration-line: underline;">:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“Great jobs report for a housing market in an inventory crisis. Residential construction building jobs increased 3.9% from pre-2020 recession peak in Feb. 2020. The construction industry remains a labor-intensive industry. We need more hammers at work to build more homes.”</em></p></blockquote><h5 style="box-sizing: inherit; font-size: 1.64rem; line-height: 27.06px; margin: 1.09333rem 0px 0.656rem;"><a href="https://twitter.com/dietz_econ/status/1377964640135700483" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em; text-decoration-line: none;" target="_blank" title="Robert Dietz, Chief Economist, National Association of Home Builders"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">Robert Dietz, <em style="box-sizing: inherit;">Chief Economist</em>, <span style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 27.006px; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">National Association of Home Builders</span></span></a><span style="box-sizing: inherit; color: #00aeff; text-decoration-line: underline;">:</span></h5><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-weight: bold; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit;">“Good job numbers in March for residential construction. 37,000 gain from Feb to March. 3.03 million total employment for home builders and remodelers, and up 49,100 from Jan 2020.”</em></p></blockquote><h3 style="box-sizing: inherit; font-size: 2.92rem; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Bottom Line</span></h3><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">An improving economy with a falling unemployment rate will benefit households across the country, as well as the overall housing market.</p></div></div><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em;"><span class="prevpost" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/06/dont-sell-on-your-own-just-because-its-a-sellers-market/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" title="« Don’t Sell on Your Own Just Because It’s a Sellers’ Market">« Don’t Sell on Your Own Just Because It’s a Sellers’ Market</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.</em></div></div></div><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><footer class="blog-signature-holder addthis-image-container" style="bottom: 25px; box-sizing: inherit; width: calc(100% - 48px);"><div class="posted-by bold" style="box-sizing: inherit; font-size: 20px; font-weight: bold !important; line-height: 27px;"><a href="https://chrisbjohnsonrealtorluxuryhomes.blogspot.com/2021/04/socals-latest-jobs-report-what-does-it.html" target="_blank">Posted by</a></div><div class="blog-signature user-content" style="box-sizing: inherit; font-size: 14px; margin: 0px; overflow: auto; padding: 10px;"><p class="center" style="box-sizing: inherit; margin: 0px; text-align: center;"><span style="box-sizing: inherit; font-size: 12.8px;"><span style="box-sizing: inherit; 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display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5652586/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-19624924458355681752021-04-06T10:04:00.002-07:002021-04-06T10:04:10.648-07:00SoCal, Don’t Sell on Your Own Just Because It’s a Selle<a href="http://activerain.com/blogsview/5652117/socal--don-t-sell-on-your-own-just-because-it-s-a-sellers--market#.YGyPqYKRCes.blogger">SoCal, Don’t Sell on Your Own Just Because It’s a Selle</a>: In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with.............................................. <span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite</a> CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 06, 2021 09:42 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Don’t Sell on Your Own Just Because It’s a Sellers’ Market | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/01150051/20210406-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">In a <a href="https://www.mykcm.com/2021/02/26/its-a-sellers-market-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: #00aeff; box-sizing: inherit; color: #2196f2; display: inline !important; text-decoration-line: none;" title="sellers’ market">sellers’ market</a>, some homeowners might be tempted to try to <a href="https://www.mykcm.com/2021/03/08/5-reasons-to-sell-your-house-this-spring-2/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; height: auto; text-decoration-line: none; vertical-align: middle;" title="sell">sell</a> their house on their own (known as <em style="box-sizing: inherit; font-size: 1.286rem; margin-top: 25px;">For Sale By Owner</em>, or <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">FSBO</em>) instead of working with a trusted real estate professional. When the inventory of homes for sale is as <a href="https://www.mykcm.com/2021/01/28/what-record-low-housing-inventory-means-for-you/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="low">low</a> as it is today, buyers are eager to snatch up virtually any house that comes to market. This makes it even more tempting to <em style="box-sizing: inherit; color: #00aeff;"><a href="https://www.mykcm.com/2020/12/30/why-selling-your-house-on-your-own-in-2021-is-a-mistake/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;" title="FSBO">FSBO</a></em>. As a result, some sellers think selling their house will be a <a href="https://www.mykcm.com/2021/02/24/how-much-leverage-do-todays-house-sellers-have/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" title="breeze">breeze</a> and see today’s market as an opportunity to <em style="box-sizing: inherit; color: #00aeff;">FSBO</em>. Let’s unpack why that’s a big mistake and may actually cost you more in the long run.</p><p style="box-sizing: inherit; font-style: italic; line-height: 32px !important; margin: 0px;">According to the <a href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" target="_blank" title="Profile of Home Buyers and Sellers">Profile of Home Buyers and Sellers</a> published by the <em style="box-sizing: inherit; color: #00aeff;">National Association of Realtors</em> (NAR), 41% of homeowners who tried to sell their house as a <em style="box-sizing: inherit;">FSBO</em> did so to avoid paying a commission or fee. In reality, even in a sellers’ market, <span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">selling on your own likely means you’ll net a lower profit </span>than when you sell with the help of an agent.</p><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">The NAR report explains:</p><blockquote style="border-left: 5px solid rgb(255, 193, 7); box-sizing: inherit; font-style: italic; margin: 0px; padding: 0px; text-align: justify;"><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"><em style="box-sizing: inherit; font-weight: bold;">“<span style="box-sizing: inherit; margin: 0px 0px 1.5em;">FSBOs typically sell for less than the selling price of other homes; FSBO homes sold at a median of $217,900 in 2020</span> (up from $200,000 in 2019), and still far lower than the median selling price of all homes at $242,300. <span style="border-bottom: none; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: inherit; color: #00aeff; font-size: 24px; font-weight: 400; line-height: 1.3; margin: 1.5em 0px; padding: 1em;">Agent-assisted homes sold for a median of $295,000</span>…Sellers who began as a FSBO, then ended up working with an agent, received 98 percent of the asking price, but had to reduce their price the most before arriving at a final listing price.”</em></p></blockquote><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px 0px 1.5em;">When the seller knew the buyer, that amount was even lower, coming in at $176,700 (<em style="box-sizing: inherit;">See graph below</em>):<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/01150053/20210406-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-weight: bold; text-decoration-line: none;" target="_blank"><img alt="Don’t Sell on Your Own Just Because It’s a Sellers’ Market | MyKCM" class="aligncenter wp-image-97703" height="450" src="https://files.mykcm.com/2021/04/01150053/20210406-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="600" /></a>That’s a lot of money to risk losing when you <em style="box-sizing: inherit; margin: 0px 0px 1.5em;">FSBO</em> – far more than what you’d save on commission or other fees. Despite the advantages sellers have in today’s market, it’s still crucial to have the support of an expert to guide you through the process. Real estate professionals are trained negotiators with a ton of housing market insights that average homeowners may never have. An agent’s expertise can alleviate much of the stress of selling your house and help you close the best possible deal when you do.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-style: italic; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; color: #00aeff; font-weight: 700 !important;">Bottom Line</span></h3><p style="border: 0px; box-sizing: inherit; height: auto; line-height: 32px !important; margin: 0px auto 1.5em; vertical-align: middle; width: 700px;">If you’re ready to sell your house this year and you’re considering doing so on your own, be sure to think through that decision carefully. Odds are, you stand to gain the most by working with a knowledgeable and experienced real estate agent. Let’s connect to discuss <a href="https://www.mykcm.com/2021/01/08/reasons-to-hire-a-real-estate-professional-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" title="how">how</a> a trusted advisor can help you, especially in today’s market.</p></div></div><div style="box-sizing: inherit; font-weight: bold;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/05/your-tax-refund-and-stimulus-savings-may-help-you-achieve-homeownership-this-year/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px; text-decoration-line: none;" title="« Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year">« Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year</a></span></div><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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border-radius: 50%; box-sizing: inherit; height: 80px; margin-bottom: 10px; overflow: visible; width: 80px;"></div></a></div> <div class="comment-right-section" style="box-sizing: inherit; display: inline-block; font-size: 12px; line-height: 20px; max-width: 604px; min-height: 131px; padding-bottom: 10px; width: 604px;"><form accept-charset="UTF-8" action="https://activerain.com/blog_entries/5652117/blog_comments" class="simple_form comment-form" id="new_blog_comment" method="post" novalidate="novalidate" style="box-sizing: inherit; line-height: 20px; min-height: 80px; position: relative;"><div class="bold post-title light-blue-banner" style="box-sizing: inherit; clear: both; filter: none; font-size: 20px; font-weight: bold !important; line-height: 27px; margin-bottom: 8px; margin-top: 24px;"><span class="fa fa-plus" style="box-sizing: inherit;"></span>Post a Comment</div></form></div></div></div></div></div></div></div>Chris B Johnson REALTOR®http://www.blogger.com/profile/03567810689840061314noreply@blogger.com0tag:blogger.com,1999:blog-232822647210127474.post-13757101114201620412021-04-05T15:32:00.000-07:002021-04-05T15:32:59.334-07:00SoCal, Your Tax Refund and Stimulus Savings May Help<a href="http://activerain.com/blogsview/5651460/socal----your-tax-refund-and-stimulus-savings-may-help-you-achieve-homeownership-this-year#.YGs9_NZ7T-U.blogger">SoCal, Your Tax Refund and Stimulus Savings May Help</a>: If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart.......<span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://chris-b-johnson-realtor.business.site" target="_blank">By</a></span><span style="background-color: white; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"> </span><span class="secondary-text" itemprop="author" itemscope="" itemtype="http://schema.org/Person" style="background-color: white; box-sizing: inherit; color: #212121; font-family: "Montserrat Regular"; font-size: 16px;"><a href="https://activerain.com/profile/chrisbjohnson" itemprop="url" rel="author" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; text-decoration-line: none;"><span itemprop="name" style="box-sizing: inherit;">Chris B Johnson REALTOR®</span></a></span><article class="card" style="background-color: white; border-radius: 4px; box-shadow: rgba(0, 0, 0, 0.1) 0px 4px 6px 0px !important; box-sizing: inherit; color: #212121; font-family: Montserrat, sans-serif; font-size: 15px; margin: 32px 0px; position: relative; transition: box-shadow 0.25s ease 0s;"><div class="card-content" style="border-bottom: 1px solid rgba(93, 101, 111, 0.21); border-radius: 0px 0px 2px 2px; box-sizing: inherit; padding: 24px 32px 32px !important;"><header class="blog-header" style="box-sizing: inherit; font-size: 12px; margin-bottom: 16px;"><div class="author-details" style="box-sizing: inherit; margin-bottom: 16px; margin-top: 8px;"><div class="text-medium-gray" style="box-sizing: inherit; color: #6d6e71;"><a href="https://moorpark-short-sale-specialist.business.site" target="_blank">Real Estate Agent </a>with <a href="http://www.ChrisBJohnsonRealtor.AllisonJamesInc.com/blog.php" target="_blank">Allison James Elite </a>CA. DRE 01501699</div></div><div class="regular text-medium-gray blog-date" style="box-sizing: inherit; color: #6d6e71; font-family: "Montserrat Regular" !important;"><time style="box-sizing: inherit; font-size: 14px; line-height: 18px;">April 05, 2021 09:42 AM</time></div></header><div class="blog-content style-reset-for-user-content user-content addthis-image-container" itemprop="articleBody" style="box-sizing: inherit; font-size: 20px !important; line-height: 32px !important; width: 704px;"><div class="entry-wrap" style="box-sizing: inherit;"><div class="entry-featured" style="box-sizing: inherit; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; margin-top: 0px;"><div class="entry-thumb" style="box-sizing: inherit;"><img alt="Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" src="https://files.mykcm.com/2021/04/01141852/20210405-KCM-Share.jpg" style="border-style: none; box-sizing: inherit; max-width: 100%;" width="750" /></div></div><div class="entry-content content" style="box-sizing: inherit;"><p style="border: 2px solid rgb(229, 229, 229); box-sizing: inherit; line-height: 32px !important; margin: 25px 0px 0px; padding: 6px;">If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best ways to jumpstart your savings is by starting with the help of your tax refund.</p><p style="background-color: #00aeff; box-sizing: inherit; line-height: 32px !important; margin: 0px;">Using data from the <em style="border: 0px; box-sizing: inherit; height: auto; vertical-align: middle;">Internal Revenue Service </em>(IRS), it’s estimated that Americans can expect an average refund of <a href="https://smartasset.com/taxes/tax-return-calculator?year=2021#us/taxReturn" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-size: 1.286rem; margin-top: 25px; text-decoration-line: none;" target="_blank" title="$2,925">$2,925</a> when filing their taxes this year. The map below <a href="https://smartasset.com/taxes/tax-return-calculator?year=2021#us/taxReturn" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="shows">shows</a> the average anticipated tax refund by state:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/01141857/20210405-MEM-Eng-1.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank"><img alt="Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year | MyKCM" class="aligncenter wp-image-97699" height="450" src="https://files.mykcm.com/2021/04/01141857/20210405-MEM-Eng-1.png" style="border-style: none; box-sizing: inherit; font-style: italic; max-width: 100%;" width="600" /></a>Thanks to programs from the <em style="box-sizing: inherit; color: #00aeff;">Federal Housing Authority, Freddie Mac, </em>and<em style="box-sizing: inherit; color: #00aeff;"> Fannie Mae, </em>many first-time buyers can purchase a home with as little as 3% down. In addition, <em style="box-sizing: inherit; color: #00aeff;">Veterans Affairs Loans</em> allow many <a href="https://www.mykcm.com/2020/11/06/making-a-home-for-the-brave-possible-infographic/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; display: block; height: auto; margin: 0px auto 1.5em; text-decoration-line: none; vertical-align: middle; width: 700px;" title="veterans">veterans</a> to put 0% down. You may have heard the common myth that you need to put 20% down when you buy a home, but thankfully for most homebuyers, a <a href="https://www.mykcm.com/2021/02/03/do-i-really-need-a-20-down-payment-to-buy-a-home/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; font-style: italic; text-decoration-line: none;" title="20% down payment">20% down payment</a> isn’t actually required. It’s important to work with your real estate professional and your lender to understand all of your options.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-style: italic; font-weight: 400; line-height: 37.62px; margin: 1.52rem 0px 0.912rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">How can your tax refund help?</span></h4><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">If you’re a first-time buyer, your tax refund may cover more of a down payment than you realize.</p><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">If you take into account the median home sale price by state, the map below shows the percentage of a 3% down payment that’s covered by the average anticipated tax refund:<a class="use_kcm_lightbox" href="https://files.mykcm.com/2021/04/01141854/20210405-MEM-Eng-2.png" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; text-decoration-line: none;" target="_blank"><img alt="Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year | MyKCM" class="aligncenter wp-image-97698" height="450" src="https://files.mykcm.com/2021/04/01141854/20210405-MEM-Eng-2.png" style="border-style: none; box-sizing: inherit; font-weight: bold; max-width: 100%;" width="600" /></a>The darker the blue, the closer your tax refund gets you to homeownership when you qualify for one of the low down payment programs. Maybe this is the year to plan ahead and put your tax refund toward the down payment on a home.</p><h4 style="box-sizing: inherit; font-size: 2.28rem; font-weight: 400; line-height: 37.62px; margin: 0px 0px 1.5em;"><span style="box-sizing: inherit; font-weight: 700 !important; margin: 0px 0px 1.5em;">Not enough money from your tax return? </span></h4><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">A recent <a href="https://www.nber.org/system/files/working_papers/w27693/w27693.pdf" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; border: 0px; box-sizing: inherit; color: #2196f2; display: block; height: auto; margin: 0px auto 1.5em; text-decoration-line: none; vertical-align: middle; width: 700px;" target="_blank" title="paper">paper</a> from the <span style="box-sizing: inherit; font-family: "Open Sans", sans-serif; font-size: 30.8589px; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em;">National Bureau of Economic Research</span> found that, of the households that received a stimulus check last year, <em style="box-sizing: inherit; font-weight: bold;">“One third report that they primarily saved the stimulus money.”</em> If you had the opportunity to save your <a href="https://www.consumerfinance.gov/about-us/blog/guide-covid-19-economic-stimulus-checks/#qualify" rel="noopener noreferrer" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #2196f2; margin: 0px 0px 1.5em; text-decoration-line: none;" target="_blank" title="Economic Impact Payments">Economic Impact Payments</a>, you may consider putting that money toward your down payment or <a href="https://www.mykcm.com/2019/12/09/have-you-budgeted-for-closing-costs/" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; text-decoration-line: none;" title="closing costs">closing costs</a> as well. Your trusted real estate professional can also advise you on the down payment assistance programs available in your area.</p><h3 style="box-sizing: inherit; font-size: 2.92rem; font-style: italic; font-weight: 400; line-height: 48.18px; margin: 1.94667rem 0px 1.168rem;"><span style="box-sizing: inherit; font-weight: 700 !important;">Bottom Line</span></h3><p style="box-sizing: inherit; color: #00aeff; line-height: 32px !important; margin: 0px;">Saving for a down payment can seem like a daunting task, but it doesn’t have to be. This year, your tax refund and your stimulus savings could add up big when it comes to reaching your homeownership goals.</p></div></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div style="box-sizing: inherit; color: #00aeff;"><span class="prevpost" style="box-sizing: inherit; line-height: 32px !important;"><a href="https://www.mykcm.com/2021/04/02/buyer-competition-is-good-news-for-sellers-infographic/" rel="prev" style="-webkit-tap-highlight-color: transparent; background-color: transparent; box-sizing: inherit; color: #00aeff; font-family: "Open Sans", sans-serif; font-size: 41.1391px; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; text-decoration-line: none;" title="« Buyer Competition Is Good News for Sellers [INFOGRAPHIC]">« Buyer Competition Is Good News for Sellers [INFOGRAPHIC]</a></span></div><p style="box-sizing: inherit; line-height: 32px !important; margin: 0px;"> </p><div id="blog-disclaimer" style="box-sizing: inherit; font-weight: bold;"><em style="box-sizing: inherit;">The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. 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