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Sunday, November 28, 2010

Ventura County Buyers; Should I Buy Now, or Later? Here is a benefit which may push you towards buying now….

The California Association of Realtors (CAR) announced the launch of a new program designed to provide first-time homeowners with mortgage payment assistance in the event of a job layoff.
Last year CAR partnered with their Housing Affordability Fund to provide eligible first-time homeowners with up to $1,500 per month for up to six months to help cover mortgage costs if they were to lose their jobs.
More than 5,000 first-time owners qualified for the program, which ended in June.

Thinking about buying a short sale? I can help you short sale navigate the maze and avoid all the traps. Send me an e-mail at I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at 805-208-0823.

Discover how other buyers successfully completed a short sale and request a free consultation by clicking here.

Last week CAR announced the launch of a similar program, this one to be funded in part by sellers. The Home Payment Protection Program will also help to pay the buyer’s mortgage if he or she loses his job, but will cover both first-time and repeat home buyers.
Sellers have the option to provide this service as an incentive to prospective buyers.
The program will be offered at the time of listing, and sellers have the option to provide up to $1,000 or $1,500 depending on which coverage level they chose. Sellers can chose to pay $200 for six mortgage payments up to $1,000 or $275 for six payments up to $1,500.
“CAR’s Home Payment Protection Program is a win-win benefit for both buyers and sellers,” said CAR president Beth L. Peerce.
She continued, “By offering the Home Payment Protection Program as an added incentive to buyer, sellers have an additional way of differentiating their home from others and can sell their home more quickly, while prospective buyers who are feeling uncertain about their employment situation have an added layer of security.”

If you want more information on this program, send me an e-mail at I will contact you for a free consultation.

When we talk, I will explain how the process works in detail. If you prefer, then you can call me at 805-208-0823.

Do you know someone who needs help selling their home? Discover how other sellers successfully completed a short sale by clicking here.

Do you know someone thinking about a loan modification? Our Ventura County Loan Modification Kit has the instructions they will need to get a loan modification approved by their lender. Click here to request a copy.

Thanks for reading this,
Chris B Johnson Realtor

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Chris is a Real Estate Agent at Prudential California Realty.

Phone: 805-208-0823.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at

Chris B Johnson Realtor specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Short Sale Realtor. Ventura County CA Short Sales. Ventura County Realtor. Chris also provides HAFA Loan Modification and short sales help, Short Sales in Moorpark, Short Sales in Thousand Oaks, Short Sales in Westlake Village, Short Sales in Newbury Park, Short Sales in Camarillo, Short Sales in Santa Rosa Valley, Short Sales in Somis, Short Sales in Lake Sherwood, and Short Sales in Simi Valley California. Moorpark Loan Modification Help, Thousand Oaks Loan Modification Help, Westlake Village Loan Modification Help , Newbury Park Loan Modification Help, Camarillo Loan Modification Help, Santa Rosa Valley Loan Modification Help, Somis Loan Modification Help, Lake Sherwood Loan Modification Help, and Simi Valley Loan Modification Help, Moorpark short sales , Thousand Oaks short sales, Westlake Village short sales, Newbury Park short sales , Camarillo short sales, Santa Rosa Valley short sales, Somis short sales, Lake Sherwood short sales, and Simi Valley short sales. Moorpark Short Sale Realtor, Moorpark Short Sale Realtors, Short Sale Realtor. Ventura County CA Short Sales. Ventura County Realtor, Certified HAFA Specialist, Moorpark Short Sale Realtor, Thousand Oaks Short Sale Realtor, Westlake Village Short Sale Realtor, Newbury Park Short Sale Realtor, Camarillo Short Sale Realtor, Simi Valley Short Sale Realtor, Moorpark CA Short Sales, Thousand Oaks CA Short Sales, Westlake Village CA Short Sales, Newbury Park CA Short Sales, Camarillo CA Short Sales, Simi Valley CA Short Sales, Ventura County Foreclosure Help, Moorpark Foreclosure Help, Certified Home Affordable Foreclosure Alternative Specialist, HAFA, HAMP. CA. DRE 10501699.You can find Ventura County Short Sale Realtor at 587 W. Los Angeles Avenue, Moorpark, CA. 93021

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