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Showing posts with label Simi Valley Short Sale Specialist. Show all posts
Showing posts with label Simi Valley Short Sale Specialist. Show all posts

Wednesday, May 20, 2015

Simi Valley Luxury Home Specialist What Is For Sale In Simi Valley

  • Featured picture for the property 215007241 View Photos

    3952 SNOWGOOSE Street

    Simi Valley, CA 93065

    $2,175,000

    • 6
    • 7
    • 5910
    • Active
    • 215007241
    Stunning French Country Estate in Prestigious Big Sky!! Custom new construction sgl story, unparalleled in quality & detail. Nestled on 3.6 acres beh...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property SR15103499 View Photos

    685 NOBLE Road

    Simi Valley, CA 93065

    $1,295,000

    • 5
    • 5
    • 4112
    • Active
    • SR15103499
    ESTATELY ELEGANCERelax and enjoy your private life in this 4,111 sq.ft. Morrison Highland Estate home.Built in 2000, with its 5 generous bedrooms, a h...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property 215007280 View Photos

    109 HIGHLAND Road

    Simi Valley, CA 93065

    $1,125,000

    • 4
    • 4
    • 2982
    • Active
    • 215007280
    Beautiful SINGLE STORY home! Located in an exclusive area on a wonderful sweeping corner lot.The property has lovely curb appeal & when you open the f...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property SR15102108 View Photos

    5079 WESTWOOD Street

    Simi Valley, CA 93063

    $1,074,997

    • 5
    • 5
    • 4573
    • Active
    • SR15102108
    Welcome to the Villa Tuscana model in the Executive homes of Encantada located in the Wild Horse Canyon development. This 4,573 square foot, 5 bedroom...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property 215007007 View Photos

    776 LARCHMONT Street

    Simi Valley, CA 93065

    $974,900

    • 5
    • 4
    • 3404
    • Active
    • 215007007
    Light, bright, charming and elegant.This home has it all.The entry welcomes you with gorgeous distressed wood floors.Two story windows filter light th...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property SR15103764 View Photos

    391 HILL VALLEY Court

    Simi Valley, CA 93065

    $869,000

    • 4
    • 4
    • 2780
    • Active
    • SR15103764
    Gorgeous home located in the 24 hour guard gated Long Canyon Estates This open and bright home offers 4 bedrooms, 4 baths and 2,780 sq feet, dramatic ...
    CARETSListing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property 215007159 View Photos

    661 EISENHOWER Way

    Simi Valley, CA 93065

    $834,900

    • 5
    • 3
    • 2844
    • Active
    • 215007159
    Craftsman home nestled in exclusive Rancho Madera adjacent to the Reagan Library & Air Force One. Enjoy private quiet living without giving up modern ...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property 215007410 View Photos

    1268 KING PALM Drive

    Simi Valley, CA 93065

    $742,900

    • 5
    • 4
    • 3205
    • Active
    • 215007410
    Spectacular Heather Hills family home with private cul-de-sac location enjoys mountain views. This beautiful 5 bedroom, 4 bath home with 1 bedroom/ful...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property 215007100 View Photos

    5529 MICOMA Court

    Simi Valley, CA 93063

    $725,000

    • 4
    • 2
    • 2085
    • Active
    • 215007100
    Truly Exquisite, single story, 4 bedroom, 3 bath home with over 2000 SF with Pool & Spa on a double ended cul-de-sac! Prime Simi location, close to Si...
    Listing courtesy of Chris B Johnson, REALTOR®
  • Featured picture for the property 215007407 View Photos

    2619 SUNSHINE VALLEY Court

    Simi Valley, CA 93063

    $699,900

    • 5
    • 3
    • 2537
    • Active
    • 215007407
    Lovely White Oak Creek 5 Bed, 2.5 Bath pool home featuring a tile entry, an OPEN LIVING & DINING ROOM, a kitchen w/a DOUBLE OVEN, under-cabinet lighti...
    Listing courtesy Chris B Johnson, REALTOR®

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Friday, May 1, 2015

Simi Valley Homes For Sale #TimeToBuy #ChrisBJohnsonRealtor

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Tuesday, February 3, 2015

Simi Valley Luxury Specialist,You Should Sell Before Spring!..No Matter What the Groundhog Says

By Chris B Johnson Realtor,  ChrisHasYourBuyer.Info     HARP or Conventional Re-Fi
Chris B Johnson, REALTOR®.  
  • Featured picture for the property 215001468 View Photos

    186 HIGH MEADOW Street

    Simi Valley, CA 93065

    $1,259,900

    • 5
    • 4
    • 4127
    • Active
    • 215001468
    Welcome to one of the most exquisite residences you have ever seen!!This lovely home has every designer/decorator upgrade! A stamped concrete drive/lu...

Is spring closer than we think? Depending on which Groundhog you witnessed today, you may have less time than you think to get your home on the market before the busy spring season.
Many sellers feel that the spring is the best time to place their home on the market as buyer demand traditionally increases at that time of year. However, the next six weeks before spring hits also have their own advantages.

Here are five reasons to sell now.

1. Demand is Strong

Foot traffic refers to the number of people out actually physically looking at homes right now. The latest foot traffic numbers show that there are currently more prospective purchasers looking at homes than at any other time in the last 12 months, which includes last spring’s buyers’ market. These buyers are ready, willing and able to purchase… and are in the market right now!
Take advantage of the buyer activity currently in the market.

  • Featured picture for the property SR15019167 View Photos

    1424 East PATRICIA Avenue

    Simi Valley, CA 93065

    $989,000

    • 0
    • 0
    • 50965
    • Active
    • SR15019167
    Great investment oppertunity to build 14+ condos/ townhomes. Buyer to verify with the city for the exact number of units. This property is located amo...

2. There Is Less Competition Now

Housing supply just dropped to 4.4 months, which is under the 6 months’ supply that is needed for a normal housing market. This means, in many areas, there are not enough homes for sale to satisfy the number of buyers in that market. This is good news for home prices. However, additional inventory is about to come to market.
There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. Homeowners are now seeing a return to positive equity as real estate values have increased over the last two years. Many of these homes will be coming to the market in the near future.
Also, new construction of single-family homes is again beginning to increase. A recent study by Harris Poll revealed that 41% of buyers would prefer to buy a new home while only 21% prefer an existing home (38% had no preference).
The choices buyers have will increase in the spring. Don’t wait until all this other inventory of homes comes to market before you sell.
  • Featured picture for the property 215001335 View Photos

    2307 WELCOME Court

    Simi Valley, CA 93063

    $649,900

    • 3
    • 2
    • 1858
    • Active
    • 215001335
    Curb appeal abounds at this cul-de-sac location w/paver-style'' stamped concrete hardscape & a grassy front yard. This custom single story charmer dis...

3. The Process Will Be Quicker

One of the biggest challenges of the housing market has been the length of time it takes from contract to closing. Banks are requiring more and more paperwork before approving a mortgage. There is less overall business done in the winter. Therefore, the process will be less onerous than it will be in the spring. Getting your house sold and closed before the spring delays begin will lend itself to a smoother transaction.
  • Featured picture for the property 215001388 View Photos

    3179 ANASAZI Way

    Simi Valley, CA 93063

    $639,000

    • 3
    • 3
    • 2095
    • Active
    • 215001388
    White Cloud Estates. Balcony with Breath Taking Views of the valley ! Living room with Vaulted Ceilings and lots of windows. Dining room has Custom Pa...

4. There Will Never Be a Better Time to Move-Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by over 23.5% from now to 2019. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30-year housing expense with an interest rate below 4% right now. Rates are projected to be a full point higher by the end of 2015.
  • Featured picture for the property 215001663 View Photos

    1093 SHOAL CREEK Court

    Simi Valley, CA 93065

    $634,950

    • 4
    • 3
    • 2288
    • Active
    • 215001663
    Located at the end of a cul-de-sac in Regalia @ Wood Ranch w/ only $65 per month HOA dues, this 4 bed, 3 bath, 2,283 sqft home features a downstairs b...

5. It’s Time to Move On with Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?
Only you know the answers to the questions above. You have the power to take back control of the situation by putting your home on the market. Perhaps, the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

  • Featured picture for the property 215001533 View Photos

    2011 BOOTH Street

    Simi Valley, CA 93065

    $629,000

    • 4
    • 3
    • 3003
    • Active
    • 215001533
    Beautiful 4 bedroom, 2 bath pool home with 2 fireplaces on nearly quarter of an acre lot. Kitchen remodeled in 2005. Central air and heat, granite c...
  • Listing Picture Coming Soon View Photos

    731 TWIN PEAKS Avenue

    Simi Valley, CA 93065

    $619,000

    • 3
    • 3
    • 1950
    • Active
    • 215001645
    This is a beautifully appointed 3 bed, 2.5 bath family home situated in the Sycamore Hills development of Wood Ranch. As you enter through the doubl...
  • Featured picture for the property 15824709 View Photos

    4198 APRICOT Road

    Simi Valley, CA 93063

    $589,000

    • 3
    • 3
    • 2135
    • Active
    • 15824709
    "EXEMPLARY- EXCEEDS STANDARD" VENTURA COUNTY SCHOOLS. LARGE LOT FOR THE AREA, 0.28 ACRE. PROPERTY HAS RELAXING HEATED POOL, IN GROUND SPA WI...
  • Featured picture for the property 215001462 View Photos

    2294 OAK HAVEN Avenue

    Simi Valley, CA 93063

    $550,000

    • 4
    • 3
    • 1891
    • Active
    • 215001462
    Welcome to this Gorgeous 4 bedroom 2.5 bathroom home in the heart of Simi Valley. This Tuscan style beauty has been decorated to perfection and makes...

  • Featured picture for the property SR15021510 View Photos

    2685 LEE Street

    Simi Valley, CA 93065

    $549,900

    • 4
    • 5
    • 2870
    • Active
    • SR15021510
    This spacious two-story home features a total of 4 bedrooms (1 bedroom and 2 bathrooms downstairs & 3 bedrooms plus 2 bathrooms upstairs.) including a...

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Wednesday, January 14, 2015

Simi Valley Short Sale Specialist, What Is Buyers Purchasing Power??


Simi Valley Short Sale, 
Moorpark Short Sale  
Thousand Oaks Short
Ventura County Short Sale, 



Buyer purchasing power is a homebuyer’s ability to purchase property funded by mortgage money. The amount of mortgage funds a homebuyer can borrow is based on:

  • the homebuyer’s income, which usually adjusts annually at the rate of inflation; and
  • current mortgage rates, which change constantly.

2. What is the connection between buyer purchasing power and mortgage rates?
As mortgage rates rise, the interest portion of monthly payments on new mortgages increases. The result is a reduction in the portion of each payment which goes toward amortizing the mortgage principal. Thus, the maximum price a homebuyer can pay (their purchasing power) declines with rising mortgage rates.
The opposite is true of falling mortgage rates. When mortgage rates decline, buyer purchasing power increases. The past 30 years was a period of declining mortgage rates, which brought about increased borrowing capacity without the need for an increase in pay. [See Card 5]
Further, little adjustments in mortgage rates significantly affect buyer purchasing power. Consider an average homebuyer whose gross annual income is $60,190. This allows them to make monthly payments (at 31% of their gross income) of $1,555.
The $1,555 monthly payment qualifies them for the following mortgage amounts on a 30-year fixed-rate mortgage (FRM) at different rates:
Mortgage rateMortgage amount
4%$325,800
4.5%$306,900
5%$289,700
5.5%$273,800
6%$259,400
6.5%$246,000
If the mortgage rate fluctuates by so much as half a percentage point, the mortgage amount changes by tens of thousands of dollars. As a result, when mortgage rates rise, a homebuyer’s income qualifies them for less principal, causing them to become disenchanted and exit the market. Their only other option is to settle for less house than they were able to qualify for at the old mortgage rate, as sellers are slow to drop their price expectations when mortgage rates rise.
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